Homepage Garage Wiki Register Community Calendar Today's Posts Search
#Camaro6
Go Back   CAMARO6 > CAMARO6.com General Forums > 2016+ Camaro: 6th Gen Camaro general forum


Bigwormgraphix


Post Reply
 
Thread Tools
Old 10-10-2021, 05:06 PM   #43
jamala00


 
jamala00's Avatar
 
Drives: 2016 Camaro 2SS Hyper Blue Metallic
Join Date: May 2020
Location: WI
Posts: 2,605
I have Allstate for all my insurance, including my Camaro. I have been told about no changes to anything about the insurance I carry.
jamala00 is offline   Reply With Quote
Old 10-11-2021, 08:25 AM   #44
ember1205
Hot Camaro
 
ember1205's Avatar
 
Drives: '20 2SS Convertible 6MT
Join Date: May 2020
Location: CT
Posts: 3,541
Quote:
Originally Posted by Puddin View Post
Normal as in matching the surrounding vehicles around you.
Sorry, but no... "Normal" and "surrounding vehicles" are not the same thing.

Quote:
Originally Posted by sandm View Post

on a related note, if you're not shopping insurance every few years, there are usually bigger gains to be had swapping companies than doing stuff like this every couple of years. no reason to stay loyal to an "agent" if you don't have claims. my last auto claim was 1998.
You should be shopping your insurance every time your policy is up for renewal, every 12 months at the most. Business will offer you the best rates to get you in the door, then creep your costs up over time. And ridiculous marketing terms like "disappearing deductible" and similar make no sense when you realize you're being charged to participate in those programs (at least Progressive is reasonably up front that you MUST opt-in and pay a fee when you click the link in their marketing to learn more).

Five years ago, I was paying around $1600/year to insure a brand new Traverse and Silverado. Now, I pay around $1900/year to insure the same Silverado plus my Camaro, plus a 2017 RDX Tech AWD. I dropped Travelers like a bad habit when my agent kept trying to feed me a line of crap about minimum insured values for my house and moved ALL of my insurance policies elsewhere.
ember1205 is offline   Reply With Quote
Old 10-11-2021, 09:01 AM   #45
Puddin

 
Drives: 2016 Camaro 2SS
Join Date: Apr 2018
Location: Central Texas
Posts: 1,011
Quote:
Originally Posted by ember1205 View Post
Sorry, but no... "Normal" and "surrounding vehicles" are not the same thing.



You should be shopping your insurance every time your policy is up for renewal, every 12 months at the most. Business will offer you the best rates to get you in the door, then creep your costs up over time. And ridiculous marketing terms like "disappearing deductible" and similar make no sense when you realize you're being charged to participate in those programs (at least Progressive is reasonably up front that you MUST opt-in and pay a fee when you click the link in their marketing to learn more).

Five years ago, I was paying around $1600/year to insure a brand new Traverse and Silverado. Now, I pay around $1900/year to insure the same Silverado plus my Camaro, plus a 2017 RDX Tech AWD. I dropped Travelers like a bad habit when my agent kept trying to feed me a line of crap about minimum insured values for my house and moved ALL of my insurance policies elsewhere.
Whatever dude I'm not going to keep arguing. I got my discount and that's all that matters to me. I posted my thoughts on the whole thing if you don't like it oh well that's on you.
Puddin is offline   Reply With Quote
Old 10-11-2021, 09:04 AM   #46
avalonandl

 
avalonandl's Avatar
 
Drives: 2019 ZL-1
Join Date: Feb 2009
Location: Troy, MI & Naples, FL
Posts: 2,019
I use State Farm....
__________________
2019 ZL-1 Acquired 4/23/21 at 6300 miles. Riverside Blue, A10, PDR. Traded in 2017 2SS with 6M and 32k miles. Continental Extreme Contact Sports. Now has 10,000 miles...

2012 Yukon XL Denali w/ 6.2 AWD
avalonandl is offline   Reply With Quote
Old 10-11-2021, 11:30 AM   #47
s346k


 
s346k's Avatar
 
Drives: like an old lady
Join Date: Jun 2012
Location: indiana
Posts: 2,457
i use state farm. the only claim i've had was on my house a few years ago. been with them over 20 years. i had 0 issues & they were very easy to deal with. i've paid witness to dads use of them on a couple of his car claims over the years with the same result. easy, no hassle.

i know i'm paying more vs other agencies, but knowing it's not going to be a hassle when i need it is worth every penny.
__________________
2016+ camaro: everyone’s first car
s346k is offline   Reply With Quote
Old 10-11-2021, 11:36 AM   #48
JSH


 
JSH's Avatar
 
Drives: '20 ZLE
Join Date: Jun 2020
Location: Mile High
Posts: 3,853
And, since Chevrolet seems to also keep track of you via their app, they might know our every move.
__________________
'20 ZL1LE A10.
LME 390, E2650, FBO.
1116/967.
15" conversion/Weld/MT ET Street R 325/50R15.
100 octane: 1.35/9.25/151 at 3500 ft. (only one pass so far).
100% meth/100 octane: Alky Twin 10+10 MAF; No dyno or ET.
JSH is offline   Reply With Quote
Old 10-11-2021, 11:37 AM   #49
Teddydog
 
Teddydog's Avatar
 
Drives: 21 LT1 RS M6 in SSM
Join Date: Jul 2009
Location: Dupont, WA
Posts: 454
I'm with USAA and my brand new Camaro LT1 costs less to insure that our 2.5 year old Toyota RAV4 Hybrid. Similar annual mileage listed with insurer.

Rob
Teddydog is offline   Reply With Quote
Old 10-11-2021, 11:44 AM   #50
ember1205
Hot Camaro
 
ember1205's Avatar
 
Drives: '20 2SS Convertible 6MT
Join Date: May 2020
Location: CT
Posts: 3,541
Quote:
Originally Posted by JSH View Post
And, since Chevrolet seems to also keep track of you via their app, they might know our every move.
Turn it off.
ember1205 is offline   Reply With Quote
Old 10-11-2021, 11:59 AM   #51
mcintyre1969

 
mcintyre1969's Avatar
 
Drives: 1968 SS/RS, 2006 H2 2016 2SS White
Join Date: Sep 2015
Location: Texas ( Southern Moron)
Posts: 770
It is not all of Allstate's policies. It is their Milewise product you use the plug in. They do have the app if you want for other products, but I don't use it. If you read your policy, they can not deny an accident because you were speeding, ran a red light, drunk ..... just intentional acts here in Texas.
__________________
2016 2SS White fully loaded
mcintyre1969 is offline   Reply With Quote
Old 10-11-2021, 12:00 PM   #52
JSH


 
JSH's Avatar
 
Drives: '20 ZLE
Join Date: Jun 2020
Location: Mile High
Posts: 3,853
Quote:
Originally Posted by ember1205 View Post
Turn it off.
You would be certain to receive a gazillion Chevy email notifying you of this alarming condition
__________________
'20 ZL1LE A10.
LME 390, E2650, FBO.
1116/967.
15" conversion/Weld/MT ET Street R 325/50R15.
100 octane: 1.35/9.25/151 at 3500 ft. (only one pass so far).
100% meth/100 octane: Alky Twin 10+10 MAF; No dyno or ET.
JSH is offline   Reply With Quote
Old 10-11-2021, 12:06 PM   #53
JKSully
 
JKSully's Avatar
 
Drives: 22 Camaro 2SS, 20 Subaru Crosstrek
Join Date: Aug 2021
Location: DFW TX
Posts: 571
Quote:
Originally Posted by mcintyre1969 View Post
It is not all of Allstate's policies. It is their Milewise product you use the plug in. They do have the app if you want for other products, but I don't use it. If you read your policy, they can not deny an accident because you were speeding, ran a red light, drunk ..... just intentional acts here in Texas.
The original post (the one behind the WSJ paywall) was saying that Allstate is trying to get state regulators to make it allowable for insurance companies to use the monitors to set your rates, instead of them using your credit rating. That's a very different animal than the current "reduce your rate" plug ins that several companies use (which is what the second link the OP posted was referring to). And if they succeed, then you can expect other insurers to start doing the same thing.

However, the hope would be that the state regulators won't allow this because of the data and privacy concerns. Maybe it will vary by state if it ever comes to pass.
__________________
Earth is an oblate spheroid

2022 | 2SS | M6 | NPP | Summit White | Carbon Flash Wheels | Black Lugs | Red Calipers | Adrenaline Red | Red Knee Pads | Nav |
- 1100 - 8/16/21
- 3000 - 9/21/21 - TPW 10/18/21
- 3400 - 10/1/21
- 3800 - 10/20/21 - built 10/19/21
- 5000 - 11/12/21
- 6000 - 11/13/21
JKSully is offline   Reply With Quote
Old 10-11-2021, 12:08 PM   #54
ember1205
Hot Camaro
 
ember1205's Avatar
 
Drives: '20 2SS Convertible 6MT
Join Date: May 2020
Location: CT
Posts: 3,541
Quote:
Originally Posted by JSH View Post
You would be certain to receive a gazillion Chevy email notifying you of this alarming condition
Huh? I turned that stupid feature off in my account a long time ago... No emails about it.
ember1205 is offline   Reply With Quote
Old 10-11-2021, 12:19 PM   #55
mcintyre1969

 
mcintyre1969's Avatar
 
Drives: 1968 SS/RS, 2006 H2 2016 2SS White
Join Date: Sep 2015
Location: Texas ( Southern Moron)
Posts: 770
Quote:
Originally Posted by JKSully View Post
The original post (the one behind the WSJ paywall) was saying that Allstate is trying to get state regulators to make it allowable for insurance companies to use the monitors to set your rates, instead of them using your credit rating. That's a very different animal than the current "reduce your rate" plug ins that several companies use (which is what the second link the OP posted was referring to). And if they succeed, then you can expect other insurers to start doing the same thing.

However, the hope would be that the state regulators won't allow this because of the data and privacy concerns. Maybe it will vary by state if it ever comes to pass.
Interesting, but I think they would lose even more market share if they made that a requirement. I could see all the other insurer's commercials already. It would have to be all companies or none. IMO.
__________________
2016 2SS White fully loaded
mcintyre1969 is offline   Reply With Quote
Old 10-11-2021, 12:24 PM   #56
CamaroSSStlfan
Account Suspended
 
Drives: 2016 Camaro 2SS
Join Date: Sep 2020
Location: FL
Posts: 1,129
Quote:
Originally Posted by Teddydog View Post
I'm with USAA and my brand new Camaro LT1 costs less to insure that our 2.5 year old Toyota RAV4 Hybrid. Similar annual mileage listed with insurer.

Rob
I noticed when I bought my used 2016 2ss last year my insurance was $5 than my 2012 Mustang GT despite it being worth more.
CamaroSSStlfan is offline   Reply With Quote
 
Post Reply


Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT -5. The time now is 06:03 PM.


Powered by vBulletin® Version 3.8.9 Beta 4
Copyright ©2000 - 2024, vBulletin Solutions, Inc.