[BlaqWhole]

Originally Posted by FoundNemo

Comedy and a joke. Not meant to bring feelings into it.

I can tell a lot about you by that particular statement.

Congrats to FCA for finding a way to get people with money and low credit into an amazing car. And guess what, if it also means they can charge more on interest and those people actually do pay their car note then even more congrats. That type of thinking is what pulled them from having sales numbers that were less than half of the competition to soaring high sales. I think they even had the highest sales a few times. And guess what else, people are less likely to allow a car that they like to be repo'd. If it was a SXT or even the R/T then they probably would let it get repo'd. Much less with a fully optioned SRT8. Which might be why they planned this and targeted the "392".

And yet again, someone in the car next to me, why do I care what their credit score is or how they got their car? Sounds like arrogance, envy, and haughtiness if you ask me. The SRT8s are expensive cars that not many people can afford regardless of credit. Some of them eclipsed the M6 trans ZL1 in price. Someone who has one obviously has some money.

[FoundNemo]

Originally Posted by BlaqWhole

I can tell a lot about you by that particular statement.

Congrats to FCA for finding a way to get people with money and low credit into an amazing car. And guess what, if it also means they can charge more on interest and those people actually do pay their car note then even more congrats. That type of thinking is what pulled them from having sales numbers that were less than half of the competition to soaring high sales. I think they even had the highest sales a few times. And guess what else, people are less likely to allow a car that they like to be repo'd. If it was a SXT or even the R/T then they probably would let it get repo'd. Much less with a fully optioned SRT8. Which might be why they planned this and targeted the "392".

And yet again, someone in the car next to me, why do I care what their credit score is or how they got their car? Sounds like arrogance, envy, and haughtiness if you ask me. The SRT8s are expensive cars that not many people can afford regardless of credit. Some of them eclipsed the M6 trans ZL1 in price. Someone who has one obviously has some money.

Cool story! lol Remind me to add exclamation's to my sig for added effect too, thats legit

[hotlap]

Originally Posted by mosaic6

Everyone knows a Corvette drivers' uniform is baggy cargo shorts and big white sneakers with thick tube socks. Camaro drivers look more like...

[serper3]

Originally Posted by BlaqWhole

I can tell a lot about you by that particular statement.

Congrats to FCA for finding a way to get people with money and low credit into an amazing car. And guess what, if it also means they can charge more on interest and those people actually do pay their car note then even more congrats. That type of thinking is what pulled them from having sales numbers that were less than half of the competition to soaring high sales. I think they even had the highest sales a few times. And guess what else, people are less likely to allow a car that they like to be repo'd. If it was a SXT or even the R/T then they probably would let it get repo'd. Much less with a fully optioned SRT8. Which might be why they planned this and targeted the "392".

And yet again, someone in the car next to me, why do I care what their credit score is or how they got their car? Sounds like arrogance, envy, and haughtiness if you ask me. The SRT8s are expensive cars that not many people can afford regardless of credit. Some of them eclipsed the M6 trans ZL1 in price. Someone who has one obviously has some money.

Predatory-ish lending is not something i would personally promote or encourage, but unfortunately it is way too common in the auto industry.

there are too many dealerships out there who will allow someone to walk in with a trade they are 10k upside down on, and finance a car with virtually no money down at ridiculous terms like for 84 months at 15%. I dont care if it is a 392, srt, etc., i would bet that any sensible person 2 years later is regretful doing that deal.

[pauly1119]

Originally Posted by hotlap

Attachment 1073872

[TTown918]

Originally Posted by hotlap

Attachment 1073872

That's pretty funny. But, Camaro owner likely has a mullet too.

[Pupilbone]

Originally Posted by Z OH 6

True in your eyes doesn't make it true. Its funny that you can speak as if you know EVERY owner that has ever bought a Dodge Challenger or Charger and can certifiably say they have bad credit. Its ludicrous to even make that statement. Again, your experience in your area may be different. When I bought a 2018 Charger Daytona, I guess my 829 credit score was considered bad. Same with my 2016 Challenger Hellcat, 2017 Charger Hellcat, 2020 SRT Durango, 2021 Durango Hellcat. Its funny because its true.

This thread got me curious, so armed with my fantabulous credit rating I went and checked out the Dodge Canada shopping tools…

If I was buying a Challenger it would be a Hellcat, guaranteed that would be my choice. To buy one of those up here with a few options in my fancy mango colour, it would net out to roughly $124k (CDN). For that dough there are a few more choices in giggles. No one’s buying that up here without a stellar credit rating I would wager

[dbs1]

Originally Posted by BlaqWhole

If you're offering $20-$30 an hour and offering 40 hours a week and benefits than you should not be having any problems at all hiring people. Unless perhaps the workload exceeds the pay or you're a terrible boss or you're not advertising or some type of advanced training is needed and the people don't have it.

SHOULD NOT HAVE ANY PROBLEMS AT ALL? Yeah, that's the point. It's rough framing with know nothing laborers starting at $15/hr and up from there. On the job training for 3-6 months and if you're a good hand and dependable you move to $20/hr. Keep improving and in a year in this economy it's $30/hr.

And yet...other then a handful of guys most work for a week or so, get paid and back to boozing or laying on the couch getting that gov't check. That's laziness. Cmon man, no other way to put it. It's 4-10 hour days and you kiss their A so you can have some kind of crew and you still don't.

I've been at this 40+ years and up until the last year or two I've never seen this and that's taking wages up $5-$10/hr from just 2 years ago. Craziness!

[dbs1]

Originally Posted by mosaic6

Everyone knows a Corvette drivers' uniform is baggy cargo shorts and big white sneakers with thick tube socks. Camaro drivers look more like Joe Dirt and have roots in the pine barrens, especially if its an IROC?

Oh crap, you mean I should be changing my wardrobe when I'm going back and forth from vette to camaro? Now where are those tube socks...

[dbs1]

Originally Posted by hotlap

Attachment 1073872

Bwahahahahahhah

[mosaic6]

Originally Posted by dbs1

Oh crap, you mean I should be changing my wardrobe when I'm going back and forth from vette to camaro? Now where are those tube socks...

Yes I have the same problems when switching between the Camaro & TransAm.

[BlaqWhole]

Originally Posted by FoundNemo

Cool story! lol Remind me to add exclamation's to my sig for added effect too, thats legit

I don't care what you do with your sig.

Originally Posted by serper3

Predatory-ish lending is not something i would personally promote or encourage, but unfortunately it is way too common in the auto industry.

there are too many dealerships out there who will allow someone to walk in with a trade they are 10k upside down on, and finance a car with virtually no money down at ridiculous terms like for 84 months at 15%. I dont care if it is a 392, srt, etc., i would bet that any sensible person 2 years later is regretful doing that deal.

So when you see someone driving a nice new car, does it somehow make you feel better to think that they got a horrible deal or are gonna regret it in the future? Who GAF what someone else is paying or the terms of their agreement? Heck there are some people who can just flat out buy a $70K, $80K, $90K in cash. To them all of us who finance got a horrible deal. So again, why does it matter soo much to some of you how someone got into a comparable vehicle?

Originally Posted by dbs1

SHOULD NOT HAVE ANY PROBLEMS AT ALL? Yeah, that's the point. It's rough framing with know nothing laborers starting at $15/hr and up from there. On the job training for 3-6 months and if you're a good hand and dependable you move to $20/hr. Keep improving and in a year in this economy it's $30/hr.

And yet...other then a handful of guys most work for a week or so, get paid and back to boozing or laying on the couch getting that gov't check. That's laziness. Cmon man, no other way to put it. It's 4-10 hour days and you kiss their A so you can have some kind of crew and you still don't.

I've been at this 40+ years and up until the last year or two I've never seen this and that's taking wages up $5-$10/hr from just 2 years ago. Craziness!

People have been struggling with wages in this country for years. This isn't something new. Before the Pandemic hit I factored that in NJ you would need an income of at least $125 to support a family of 4 while being able to save away a tiny amount. AND you would need really good credit too. AND even at that I bet you'd still fall behind quite often. So if you were out here, $15 an hour, $30 an hour, even $50 an hour ain't crap. So how did such a great divide come between being able to survive in this country in just the past 2 decades? In 98-01 at $15 an hour I would have been doing pretty good at 40 hours a week with benefits as a single guy with a nice used car and in a 1 bedroom apartment. Now in 2021 a crappy 1 bedroom apartment is $1100 a month at the cheapest (and that is IF you can find a place that low) and can soar up into the $1600+ range (same crappy apartment but just somewhere in Northern NJ). Throw in an actually nice apartment in a good section and rent will probably be $1800+. And that is a 1 bedroom. A 3-4 bedroom for a family of 4 is easily $1500-$2000. So at those prices, factor in a $600 car payment which gets you a $30K car (most families need 2 cars), car insurance, daily expenses...you can do the rest of the math.

The problem is that expenses, rent, etc have gone up dramatically and wages have not increased nearly enough to keep up. There were reports done years ago saying that even tho wages have increased over the past few decades, purchasing power has not. Meaning that wages have not increased enough to keep up with inflation. And the reason is that these companies out here want more work for less and more people buying. Before where a father could work a job for 15 years and be making decent money to support his family, now both adults have to be working FT jobs and they still won't be able to keep up. And no I'm not talking about people living beyond their means. I'm talking about people scraping by and barely able to make it. However, in these past few decades, the wealthy have grown much wealthier. That is only possible if they are offering less, charging more, and more people are working multiple jobs to barely make it.

[hotlap]

Originally Posted by BlaqWhole

I don't care what you do with your sig.


So when you see someone driving a nice new car, does it somehow make you feel better to think that they got a horrible deal or are gonna regret it in the future? Who GAF what someone else is paying or the terms of their agreement? Heck there are some people who can just flat out buy a $70K, $80K, $90K in cash. To them all of us who finance got a horrible deal. So again, why does it matter soo much to some of you how someone got into a comparable vehicle?

People have been struggling with wages in this country for years. This isn't something new. Before the Pandemic hit I factored that in NJ you would need an income of at least $125 to support a family of 4 while being able to save away a tiny amount. AND you would need really good credit too. AND even at that I bet you'd still fall behind quite often. So if you were out here, $15 an hour, $30 an hour, even $50 an hour ain't crap. So how did such a great divide come between being able to survive in this country in just the past 2 decades? In 98-01 at $15 an hour I would have been doing pretty good at 40 hours a week with benefits as a single guy with a nice used car and in a 1 bedroom apartment. Now in 2021 a crappy 1 bedroom apartment is $1100 a month at the cheapest (and that is IF you can find a place that low) and can soar up into the $1600+ range (same crappy apartment but just somewhere in Northern NJ). Throw in an actually nice apartment in a good section and rent will probably be $1800+. And that is a 1 bedroom. A 3-4 bedroom for a family of 4 is easily $1500-$2000. So at those prices, factor in a $600 car payment which gets you a $30K car (most families need 2 cars), car insurance, daily expenses...you can do the rest of the math.

The problem is that expenses, rent, etc have gone up dramatically and wages have not increased nearly enough to keep up. There were reports done years ago saying that even tho wages have increased over the past few decades, purchasing power has not. Meaning that wages have not increased enough to keep up with inflation. And the reason is that these companies out here want more work for less and more people buying. Before where a father could work a job for 15 years and be making decent money to support his family, now both adults have to be working FT jobs and they still won't be able to keep up. And no I'm not talking about people living beyond their means. I'm talking about people scraping by and barely able to make it. However, in these past few decades, the wealthy have grown much wealthier. That is only possible if they are offering less, charging more, and more people are working multiple jobs to barely make it.

Remember Ross Perot's prediction in 1992 of a "Giant sucking sound"? The American people were promised "free trade". Turned out we needed "fair trade". China wasn't even on the radar then.

I recall someone advocating that position recently.

[Smokin19]

Drinking morning coffee and reading thru this thread. This site is becoming more obsessed with all things Dodge. I am about to start having dreams about owning a Dodge. Someone put me out of my misery.