[TECHTURTLE]

Originally Posted by clanky

Guess I dont understand fully. You had the additional coverage added and then when you totaled it they only have you less than 1/3 of what you had added? How does that pan out?

It didn't pan out at all. I didn't have a rider, so I got hosed... Not by USAA but by myself for not adding the rider. The policy I had with USAA only covered 5K for aftermarket accessories and that's what I got.

[HVR]

My insurance allows for up to $10k in add ons. it is $109 a year.

[ron scubadiver]

Originally Posted by clanky

Guess I dont understand fully. You had the additional coverage added and then when you totaled it they only have you less than 1/3 of what you had added? How does that pan out?

The insurance coverage was based on a stock car, not one with many costly mods.