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Old 09-20-2011, 02:01 PM   #85
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Can you say "Paranoid"... or perhaps involved in illegal activity (then The Man is already watching you!) LOL

As for me, when my OnStar subscription terminates and I choose not to contine, I'll simply tell them to completely disconnect and discontinue the monitoring.

But wait... They lied and are watching me. Aaaaaaaaaaaaah
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Old 09-20-2011, 02:50 PM   #86
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Originally Posted by Bobtorious View Post
I think you're missing the finer details. Who is OnStar going to share this information with. The information I'm referring to comes right from their amended Terms and Conditions (speed, location, direction, etc) which they say is anonymized before it's sold. Except, it's not hard to data mine to figure out who that anonymized data pertains to. As an example - Hi, we are insurance company XYZ, we know that our customer Joe Smith lives in Anytown USA... We know he drives an OnStar equipped vehicle, there seems to be a lot of route information at his address in Anytown USA. This must be him and as a matter of fact, he seems to drive routinely above the posted speed limit. Time for a rate increase. It may seem far fetched, but it's probably not as far off of the mark as you'd like it to be.

As for your internet example, I can completely stop tracking of my activities online by not surfing. OnStar didn't provide a fair chance with this "update". Do you think people would've bought OnStar equipped vehicles knowing that these privacy terms and conditions would change like this? Who knows, but I'd bet there'd be several.

Thanks for listening
No... Its not even close to true and completely far off the mark.

Contrary to popular belief, unless the insurance company knows FOR SURE you are doing something bad they don't have the time or resources to spend hunting down and reviewing every single policy holder. I know this because I used to work for one of the big ones. Trust me when I tell you the place is filled with employees running around with their hair on fire because there is not enough hours in the day to do the normal stuff let alone go on a "fishing expedition".

At best the insurance companies will be sending this data to their actuarial department for review of geographical areas and may increase or decrease rates based on accidents, traffic, etc. What makes it better than their normal data is it covers a larger and more mixed group than just their policyholders who in some cases maybe they just insure a lot of people in a specific town/area, or their policyholders are more accident prone in an area.
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Old 09-20-2011, 02:56 PM   #87
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TAKE OFF THE TINFOIL HAT

First off there is a thread about this, secondly they are not monitoring your speed and location live to go tattletale on you.

Thirdly it says specifically its for marketing purposes and statistics. Seriously people need to stop this crap.
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Old 09-20-2011, 02:59 PM   #88
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my warranty doesnt say i cant drive as fast as i want, my wife does that for me.
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Old 09-20-2011, 03:01 PM   #89
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Quote:
Originally Posted by bandier View Post
Can you say "Paranoid"... or perhaps involved in illegal activity (then The Man is already watching you!) LOL

As for me, when my OnStar subscription terminates and I choose not to contine, I'll simply tell them to completely disconnect and discontinue the monitoring.

But wait... They lied and are watching me. Aaaaaaaaaaaaah
Off the mark, but again, I'm considered silly for believing that you actually still have a right to privacy. But that's a topic that could derail this thread completely, so I'll leave it be.

Signed - a customer who cancelled OnStar today.

P.S. More than likely, you probably partake in illegal activity everyday... ever drive more than 1 mph over the speed limit?
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Old 09-20-2011, 03:05 PM   #90
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Originally Posted by EdRedCamaro2 View Post
If your insurance company increased your premium, would you ask why? And if they were to explain that they got the information from OnStar or GM telemetry, that would be ethically, if not legally wrong. (1) I would threaten a lawsuit, (2) I would find a new insurance company. Plenty of choices for insurance these days.
I would ask why. Do you think companies tell you the truth 100% of the time? I've had premiums go up due to "many customer claims filed for the year." True though, there are always choices.

Quote:
Originally Posted by Rogue Leader View Post
No... Its not even close to true and completely far off the mark.

Contrary to popular belief, unless the insurance company knows FOR SURE you are doing something bad they don't have the time or resources to spend hunting down and reviewing every single policy holder. I know this because I used to work for one of the big ones. Trust me when I tell you the place is filled with employees running around with their hair on fire because there is not enough hours in the day to do the normal stuff let alone go on a "fishing expedition".

At best the insurance companies will be sending this data to their actuarial department for review of geographical areas and may increase or decrease rates based on accidents, traffic, etc. What makes it better than their normal data is it covers a larger and more mixed group than just their policyholders who in some cases maybe they just insure a lot of people in a specific town/area, or their policyholders are more accident prone in an area.
As someone who writes software for a living... you know that this process can be automated, which would require very little human interaction? There's just never been an incentive to do so because a large dataset like this has never been available.

I'm not trying to turn this into a paranoia debate.... playing devil's advocate.
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Old 09-20-2011, 03:07 PM   #91
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Old 09-20-2011, 03:18 PM   #92
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Are they still tracking anything even if you let the subscription expire?
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Old 09-20-2011, 03:20 PM   #93
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>because a large dataset like this has never been available.

BS! can you say Terabyte?

There are numerous companies that specialize in product scoring and some of them are updating 300 million records / transactions a day!

What are you writing software in DOS?

All Onstar is doing is going after the metadata, like thousands of other companies are today.
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Old 09-20-2011, 03:40 PM   #94
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Quote:
Originally Posted by hot_rod View Post
>because a large dataset like this has never been available.

BS! can you say Terabyte?

There are numerous companies that specialize in product scoring and some of them are updating 300 million records / transactions a day!

What are you writing software in DOS?

All OnStar is doing is going after the metadata, like thousands of other companies are today.
I am aware of what a terabyte is, thank you. Should we turn this into a conversation of large transaction stores and their technology, such as BigTable, MapReduce and Hadoop? I guess I have to spell it out for you. A large GPS dataset of consumer driving habits has not been available to insurance companies.

Yes, I am writing DOS applications, 6.22 even!!!! Seriously, if you don't have anything constructive to add to the thread, please don't reply.

And no, it's not just the "metadata" as you stated. Right from the updated terms:

"The information we may collect from your Vehicle includes:
• information about your Vehicle’s operation, including such things as diagnostic trouble codes, oil life remaining, tire pressure, fuel economy, and odometer readings;
• information about crashes involving your Vehicle, including the direction from which your Vehicle was hit, which air bags have deployed, and safety belt usage;
• information about your use of the Vehicle and its features, such as whether you have paired a mobile device with your Vehicle;
• information about when your Vehicle’s ignition is turned on or off and when your fuel is refilled; and
• in the limited circumstances listed below, the location and the approximate speed of your Vehicle based on GPS:
• when there is a request for Service (for example, when you
request driving directions);
• when there is an air bag deployment or automatic crash
response (so we can inform emergency Service Providers);
• when there is a request for Stolen Vehicle Assistance (to assist
law enforcement in the recovery of your Vehicle);
• when needed to protect the safety of you or others (for example,
to locate a missing person);
• when needed by us, or our Service Providers, for our quality, research, or troubleshooting purposes;
• as required by OnStar for the delivery of new or enhanced services that you have requested;
• as required by law; or
for any purpose, at any time, provided that following collection of such location and speed information identifiable to your Vehicle, it is shared only on an anonymized basis"

Last edited by Bobtorious; 09-21-2011 at 02:02 PM. Reason: Emphasis on terms
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Old 09-20-2011, 04:03 PM   #95
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Old 09-20-2011, 04:16 PM   #96
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OnStar can't do this its against your privacy.
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Old 09-20-2011, 04:24 PM   #97
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guess y'all never seen this..
http://youtu.be/8As1zshWxn0
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Old 09-20-2011, 04:44 PM   #98
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You are worried about nothing. They dont share it with anyone and nobody could use that info for any reason it is not legal once you cancel it. Onstart is only for your good it is a service not someone watching for you to do wrong if your car is going to get repo than that is their choice to use it to find the car and really it is no big deal as for advantage well if you get stupid and crash somwhere far you will still have help comming. They can not use it for tickets

I have seen a few individuals on here that have had the 155 MPH speed limiter put back in.

Others have drag raced their vehicle and have been called by ONSTAR.

They will talk to police and disable your vehicle, if the cop asks.

I have had my ONSTAR HARDWARE rewired and disabled so it doesn't work..

I guess I'll be doing the same to my truck and the wife's car.
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