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Old 04-03-2021, 12:32 PM   #43
ember1205
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Absolutely. But I never talk trade unless the price is right first. I also take fanatical care of my vehicles. I keep ones I like for too long to get good money on a trade. I generally dont trade them as I get more in a private sale.
Dealers generally have little interest in a 12 year old truck with 126,000, or a car in the 90s. But if I bought a desirable vehicle in the first place and took care of it the secondary market is still interested.
They offered $4500 for my GMC on trade. But it sold in 2 weeks for $6500.

Also if your going to turn cars over every 3 or so years leasing is a good option.
I mean they are offering loan terms out to 8 years on some vehicles. If you need 8 years to pay of a car or truck you cant afford it.
Leasing works for some folks, but has never been viable for me because I drive too many miles. My 5.5 year old truck has 82k on it and that's the absolute lowest amount of miles I've averaged per year in a single vehicle ever. And a lot of that reduction is due to my heavy drop-off in driving it starting last summer combined with another reduction that happened the year prior when I changed roles at work and drove (for work) only back and forth to the airport.

With my Camaro, I -could- lease, but plan to keep it long term So, paying inflated lease prices to then turn around and buy out the lease makes zero financial sense. I agree that taking those ludicrously long loan terms really is nothing more than a way to manage the car payment and buy something that's genuinely out of your financial area of attainment.
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Old 04-03-2021, 04:18 PM   #44
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Leasing works for some folks, but has never been viable for me because I drive too many miles. My 5.5 year old truck has 82k on it and that's the absolute lowest amount of miles I've averaged per year in a single vehicle ever. And a lot of that reduction is due to my heavy drop-off in driving it starting last summer combined with another reduction that happened the year prior when I changed roles at work and drove (for work) only back and forth to the airport.

With my Camaro, I -could- lease, but plan to keep it long term So, paying inflated lease prices to then turn around and buy out the lease makes zero financial sense. I agree that taking those ludicrously long loan terms really is nothing more than a way to manage the car payment and buy something that's genuinely out of your financial area of attainment.

I took a 6 year loan. I could have done 5 or 4 but interest rate was about the same. I could pay the car off any time I want too btw. I'll probably pay it off in 2 years.
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Old 04-03-2021, 09:11 PM   #45
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New truck pricing, like pretty much everything, is going nuts. You can’t shut down the entire world without that happening. As it is we are seeing the beginning of that accordion effect, & it’s only going to get worse before it gets better, if it ever does.

In the ordering stage right now for another F550, it’s going to cost about 10K more than my 18 550 & about the same price as my 17 650 OTD. Talking over $80K for truck & body. Then I have to add more to it on my end to get it service ready.

I could buy 40acres of property for what I will have in a deprecating asset, but I need it to make money.

All I can say is buckle up folks ‘cause shits going to get crazier. We have the makings of an absolute economy killer. Shortages of product, high demand, labor crisis, increased energy cost, which all leads to the exploding inflation we are seeing. Add that to the threat of a strangling tax increase on the middle class & you have a real recipe for disaster that could make The Great Depression look like a walk in the park.
Yea... unfortunately agree 100%. Plus unmanageable strain on safety net services. ridiculous increases in unskilled labor... Manufacturing about to be driven back out of the country by punitive taxation. Global reset my ass.
Were being intentionally dismantled. No one smart enough to become a congressman or senator could be stupid enough to do as they do.

In 1988 I bought a Peterbilt for 73 thousand. In 1992 a bigger one cost me 82 thousand. May of 2019 I paid 51 for a gas pick up truck. I bought an F-450 V10 mason dump. Government contract spec with plow and SS hopper spreader for 50 thousand in 2010. Another in 2017 but with a tailgate spreader. 60 thousand. I specked an F-350 last year but couldnt get the capital due to the virus but its on for this year. F-350, 7.3, XL government spec. plow and poly spreader. I had it at 50 grand last year. It will be interesting to see how it goes now. Also had a John Deere backhoe ready to order which they denied due to the virus. Thats on for this year too. 125 thousand with my specs.
Going to be another interesting year Im afraid.
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Old 04-03-2021, 09:19 PM   #46
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Leasing works for some folks, but has never been viable for me because I drive too many miles. My 5.5 year old truck has 82k on it and that's the absolute lowest amount of miles I've averaged per year in a single vehicle ever. And a lot of that reduction is due to my heavy drop-off in driving it starting last summer combined with another reduction that happened the year prior when I changed roles at work and drove (for work) only back and forth to the airport.

With my Camaro, I -could- lease, but plan to keep it long term So, paying inflated lease prices to then turn around and buy out the lease makes zero financial sense. I agree that taking those ludicrously long loan terms really is nothing more than a way to manage the car payment and buy something that's genuinely out of your financial area of attainment.
Yes my wife was doing 20,000 miles per year. But her commute was 78 and 287 which in NJ is really some dangerous highway. So I wanted to keep her in newer vehicles with all wheel drive. But we did ok leasing for 20,000 per year. By the last lease her company opened a branch 6 miles from our house.
So we reduced to 10,000/yr.
Now we bought the Camaro to pay off as quickly as possible and try to remain payment free as we slide into retirement in a couple of years.
My GMC was one of the best deals I ever made because of zero % financing. I put zero down for 5 years. Zero % is the best way to buy....but they are pretty reluctant to go that route on anything worth buying.
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Old 04-03-2021, 11:53 PM   #47
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.
Were being intentionally dismantled. No one smart enough to become a congressman or senator could be stupid enough to do as they do.

Going to be another interesting year Im afraid.
Things could get VERY interesting in the next few months. Several states are actually going to be doing thorough audits of the 2020 election.

Arizona is about to start a full forensic audit of all the voting equipment and every one of the 2.1 million paper ballots in Maracopa county. The ballots will be hand counted then scanned using new technology that can detect if they were printed with the proper ink on legitimate paper, whether they were folded and passed through the USPS as required, and whether they were filled out by hand or pre-printed.

Ballots are also going to be similarly examined in Fulton county Georgia.

The New Hampshire state legislators are in the process of passing legislation to get a full audit in Windham county. Also some activity in Michigan courts and Wisconsin state house.

We keep being told that no evidence of any issues were ever found with the election, but these upcoming events will be the FIRST TIME anyone actually will be performing an in-depth look into the machines and ballots to uncover the truth one way or another.

Of course you won't find any of this reported on the main stream media, and mentions of it are tracked and mostly removed from social media. Fox news is afraid to touch any of it, but the information about the state legislators and courts involved in these cases is out there and is by no means just conspiracy theorists making up stories.
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Old 04-04-2021, 07:33 AM   #48
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Yea... unfortunately agree 100%. Plus unmanageable strain on safety net services. ridiculous increases in unskilled labor... Manufacturing about to be driven back out of the country by punitive taxation. Global reset my ass.
Were being intentionally dismantled. No one smart enough to become a congressman or senator could be stupid enough to do as they do.

In 1988 I bought a Peterbilt for 73 thousand. In 1992 a bigger one cost me 82 thousand. May of 2019 I paid 51 for a gas pick up truck. I bought an F-450 V10 mason dump. Government contract spec with plow and SS hopper spreader for 50 thousand in 2010. Another in 2017 but with a tailgate spreader. 60 thousand. I specked an F-350 last year but couldnt get the capital due to the virus but its on for this year. F-350, 7.3, XL government spec. plow and poly spreader. I had it at 50 grand last year. It will be interesting to see how it goes now. Also had a John Deere backhoe ready to order which they denied due to the virus. Thats on for this year too. 125 thousand with my specs.
Going to be another interesting year Im afraid.
We just got another price increase from our manufacturer. $5K in one month. That is absolutely insane when traditionally it’s been about $1,500/yr. Model year to date is approaching $7K now.

Housing market is also going to get it in a bad way now moving forward. On one side new home manufacturing cost is skyrocketing because of lumber costs. Once that domino drops existing property values are going to follow, not that they aren’t already inflated in certain areas, it’s going to be across the board.

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Originally Posted by 17rsvert View Post
Things could get VERY interesting in the next few months. Several states are actually going to be doing thorough audits of the 2020 election.

Arizona is about to start a full forensic audit of all the voting equipment and every one of the 2.1 million paper ballots in Maracopa county. The ballots will be hand counted then scanned using new technology that can detect if they were printed with the proper ink on legitimate paper, whether they were folded and passed through the USPS as required, and whether they were filled out by hand or pre-printed.

Ballots are also going to be similarly examined in Fulton county Georgia.

The New Hampshire state legislators are in the process of passing legislation to get a full audit in Windham county. Also some activity in Michigan courts and Wisconsin state house.

We keep being told that no evidence of any issues were ever found with the election, but these upcoming events will be the FIRST TIME anyone actually will be performing an in-depth look into the machines and ballots to uncover the truth one way or another.

Of course you won't find any of this reported on the main stream media, and mentions of it are tracked and mostly removed from social media. Fox news is afraid to touch any of it, but the information about the state legislators and courts involved in these cases is out there and is by no means just conspiracy theorists making up stories.
We have some very fired up representatives here over what went down this election. The elections commission director was fired, as an example, & they are working on removing certification authority from the commission back to the legislature because of what went on. I watched the senate committee hearing, it was interesting to say the least.

I’m also really surprised our Supreme Court finally struck down our governors shut down orders & our legislators are working on changing legislation to limit everyone’s power from the governor to HHS regarding that kind of thing.

Last edited by gtfoxy; 04-04-2021 at 07:48 AM.
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Old 04-04-2021, 01:10 PM   #49
ember1205
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I took a 6 year loan. I could have done 5 or 4 but interest rate was about the same. I could pay the car off any time I want too btw. I'll probably pay it off in 2 years.
I've done longer loans as well over the years. Interest rates were similar to shorter loans, so the difference in monthly premiums was a fair amount. The long-term net effect of it was a small overall increase in finance cost because were were talking about interest rates that were 2% or less (and 0% in a couple of cases). I'm not saying those long loans should never be taken... Just sort of pointing out that you have to know the end result of taking a long loan solely to "afford" something that you probably should be viewing as being a bit out of reach and saving a bit more cash.

One the questions I've always hated from sales people is "what sort of payment are you looking for?" or similar. I always respond with "free." When they laugh, I respond with "that's my exact sentiment about your question as well." After that, I ask for the finance manager and bypass the sales staff all together.
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Old 04-04-2021, 02:32 PM   #50
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One the questions I've always hated from sales people is "what sort of payment are you looking for?" or similar. I always respond with "free." When they laugh, I respond with "that's my exact sentiment about your question as well." After that, I ask for the finance manager and bypass the sales staff all together.
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Old 04-04-2021, 09:32 PM   #51
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Things could get VERY interesting in the next few months. Several states are actually going to be doing thorough audits of the 2020 election.

Arizona is about to start a full forensic audit of all the voting equipment and every one of the 2.1 million paper ballots in Maracopa county. The ballots will be hand counted then scanned using new technology that can detect if they were printed with the proper ink on legitimate paper, whether they were folded and passed through the USPS as required, and whether they were filled out by hand or pre-printed.

Ballots are also going to be similarly examined in Fulton county Georgia.

The New Hampshire state legislators are in the process of passing legislation to get a full audit in Windham county. Also some activity in Michigan courts and Wisconsin state house.

We keep being told that no evidence of any issues were ever found with the election, but these upcoming events will be the FIRST TIME anyone actually will be performing an in-depth look into the machines and ballots to uncover the truth one way or another.

Of course you won't find any of this reported on the main stream media, and mentions of it are tracked and mostly removed from social media. Fox news is afraid to touch any of it, but the information about the state legislators and courts involved in these cases is out there and is by no means just conspiracy theorists making up stories.
“ Neither the Cyber Ninjas website, which promotes the slogan "Do you have a Cyber Ninja on your side?", nor the company's LinkedIn page indicate that it has any experience auditing voting machines, software or anything else related to elections. Despite that, Cyber Ninjas was hired as the top company in the audit effort, tasked with overseeing the work of three
The firms CyFIR LLC, Digital Discovery and Wake Technology Services Inc. are also said to be part of the audit team. Technology from Jovan Hutton Pulitzer, who Gizmodo called "the inventor behind one of the worst inventions of all time" referring to the CueCat home barcode reader, will also reportedly be used in the audit. Pulitzer has claimed that his technology will detect the fraudulent ballots that he believes were cast in the election.

The results of the election in Maricopa County have already been confirmed multiple times. Most recently, the Arizona Senate hired two independent firms to conduct election audits that were released in February and found that the certified results showing that Biden had won were correct. The audits, like many other examinations of the election results, found no credible evidence of any massive fraud.”
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Old 04-04-2021, 09:34 PM   #52
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We have some very fired up representatives here over what went down this election. The elections commission director was fired, as an example, & they are working on removing certification authority from the commission back to the legislature because of what went on. I watched the senate committee hearing, it was interesting to say the least.
.
What went down with the election?
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Old 04-04-2021, 11:10 PM   #53
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“ Neither the Cyber Ninjas website, which promotes the slogan "Do you have a Cyber Ninja on your side?", nor the company's LinkedIn page indicate that it has any experience auditing voting machines, software or anything else related to elections. Despite that, Cyber Ninjas was hired as the top company in the audit effort, tasked with overseeing the work of three
The firms CyFIR LLC, Digital Discovery and Wake Technology Services Inc. are also said to be part of the audit team. Technology from Jovan Hutton Pulitzer, who Gizmodo called "the inventor behind one of the worst inventions of all time" referring to the CueCat home barcode reader, will also reportedly be used in the audit. Pulitzer has claimed that his technology will detect the fraudulent ballots that he believes were cast in the election.

The results of the election in Maricopa County have already been confirmed multiple times. Most recently, the Arizona Senate hired two independent firms to conduct election audits that were released in February and found that the certified results showing that Biden had won were correct. The audits, like many other examinations of the election results, found no credible evidence of any massive fraud.”
No disrespect intended, and if Biden is your guy, I have no problem with that. But if you want to believe there were zero issues with the election, just keep listening to the Dems, mainstream media and Big Tech. From your response it sounds like you get your information there. Not surprising. The truth is being twisted, misreported, ignored, and censored.

If you want to know the truth about what has actually happened with the Arizona Senate and vs. the Maricopa county board of supervisors, you need to dig a little deeper. The audits arranged by the county (not the Senate) that you refer to were performed by the same company that sets up and certifies the election equipment before the elections. Their 'audit' consisted of nothing more than checking that the equipment scans and counts ballots correctly. There was no recount of all 2.1 million ballots to compare to the tabulated results to make sure the certified results match the ballot count. There was no examination of the paper ballots to look for counterfeits mixed in. There was no verification that the signature envelope count matched the ballot count. Computer manipulation of the totals by either internally set algorithms or outside hacking would never be found in that type of 'audit'. Besides, having the same company audit their own work is like asking a suspected criminal to give testimony then sit on the jury. All of this is factual, yet ignored in all the news reports.

The mainstream news reports say (as you do) that there is no evidence of fraud and results have been confirmed multiple times, yet no in depth forensic evidence has yet to be presented. Also, instead of discussing the unresolved issues concerning the election equipment and ballots, (for example, sworn affidavits from eye witnesses that said they saw ballots that were not printed on the same paper) the media instead attacks and disparages the audit team members. Jovan Pulitzer, for example, did invent the CueCat (which was a marketing failure) but they conveniently leave out the fact that he is the inventor of the QR code, the scannable square code system that is used worldwide by billions of people. The fact that the forensic cyber team assembled does not typically work on election equipment means nothing. There are presenty zero companies in the world certified to do this type of work on election equipment, but the equipment itself is nothing more than old PC based technology. Watch the HBO documentary Kill Chain.

You need to ask yourself, If the election was the most secure in American history, why is the left not encouraging these audits instead of trying everything they can to prevent them? If the election was above board, the auditors will find nothing but a clean election, and the people pushing for the audit will look foolish.

Last edited by 17rsvert; 04-04-2021 at 11:26 PM.
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Old 04-05-2021, 06:32 AM   #54
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Thats good sales are up, when i went to select my SS in late 17 they all had where 2ss and over speced 1ss models. I wanted a absolutely bare bones 1ss because everything was going to be changed outside of sport pedals and black bow ties. It was the first time i had a decent salesman, an old marine and he understood. So we just ordered it direct. Took 8 weeks, applied some discounts and came out well under 40k
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Old 04-05-2021, 07:08 AM   #55
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What went down with the election?
Don’t worry about it.

Now go watch more MSM.
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Old 04-05-2021, 09:12 AM   #56
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Don’t worry about it.

Now go watch more MSM.
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