[zr1chris]

Originally Posted by GelflingEssence

It depends on your state. In Texas HOAs can foreclose on your property and auction it off without any court intervention.

"Michael and May Clauer lost their $315,000 home to foreclosure in May 2008 after falling behind on their association dues [$977 dollars and 55 cents]"

"It was purchased at auction for $3,201"

- Source

That doesn't make any sense. If it's at the point they are going to get the house taken, how about sell the house so you don't lose $300k?

[mdhopt36]

"As I type those words it blows my mind that people do such a thing."
******


Sheep. Minions. A few other descriptives come to mind.

[Emoto]

Originally Posted by GelflingEssence

It depends on your state. In Texas HOAs can foreclose on your property and auction it off without any court intervention.

"Michael and May Clauer lost their $315,000 home to foreclosure in May 2008 after falling behind on their association dues [$977 dollars and 55 cents]"

"It was purchased at auction for $3,201"

- Source

Horrifying.

[GelflingEssence]

Originally Posted by zr1chris

That doesn't make any sense. If it's at the point they are going to get the house taken, how about sell the house so you don't lose $300k?

He was deployed over seas and she sufferred from depression.

But that's not the point. Your home shouldn't be taken away from you for something as trivial as the length of your grass.

In 33 states HOAs can foreclose on your home. In Texas it can happen in as little as 27 days. If you take a long vacation and forget to bring in your dumpters before leaving you could return to find yourself homeless.

That should not happen in America.

[Emoto]

Originally Posted by GelflingEssence

He was deployed over seas and she sufferred from depression.

But that's not the point. Your home shouldn't be taken away from you for something as trivial as the length of your grass.

In 33 states HOAs can foreclose on your home. In Texas it can happen in as little as 27 days. If you take a long vacation and forget to bring in your dumpters before leaving you could return to find yourself homeless.

That should not happen in America.

Bear in mind that I loathe HOAs and am in no way defending them, but this is a voluntarily entered contractual agreement.

I think anyone who agrees to such a contract is insane...

[fastball]

Originally Posted by Emoto

Bear in mind that I loathe HOAs and am in no way defending them, but this is a voluntarily entered contractual agreement.

I think anyone who agrees to such a contract is insane...

Neighborhoods should not require such a contract to buy a house to begin with.

If there’s a house you like you should be able to buy it without an HOA.

[Emoto]

Originally Posted by fastball

Neighborhoods should not require such a contract to buy a house to begin with.

If there’s a house you like you should be able to buy it without an HOA.

I agree with you. I am not aware of all the reasons why people feel that they need HOAs, but imagine that there must be some.

[fastball]

Originally Posted by Emoto

I agree with you. I am not aware of all the reasons why people feel that they need HOAs, but imagine that there must be some.

Some of the people on this thread defended them by saying they help maintain and increase property value. There's plenty of neighborhoods without HOAs that maintain and increase the property values, so that's really not a good reason.

To me they should be unconstitutional.

If someone finds the perfect home for their family, has everything exactly how they want, it's in their price range and location, and an HOA is going to burden them with insipid rules, policies, and fees for the "privilege" to live there I find that highly illegal. That's what the mafia did to businesses. I believe the term for that is extortion.

"Follow our rules, pay us our money, or we'll make your life a living hell".

That's pretty much an HOA.

[VinnAY]

My HOA is pretty absentee, $100/yr and they're silent pretty much on any of the typical BS that HOA's are known for. But in my area, finding a nice home in a good area of the city is not possible w/o an HOA in the mix.



I need to buy land.

[I`m Batman]

Neighborhoods without HOA. They do serve a purpose. But some abuse their power. There are good ones and there are bad ones.
What would this to do your home value if these were your neighbors... It's their property, they do what they want!

[Emoto]

Originally Posted by fastball

Some of the people on this thread defended them by saying they help maintain and increase property value. There's plenty of neighborhoods without HOAs that maintain and increase the property values, so that's really not a good reason.

To me they should be unconstitutional.

If someone finds the perfect home for their family, has everything exactly how they want, it's in their price range and location, and an HOA is going to burden them with insipid rules, policies, and fees for the "privilege" to live there I find that highly illegal. That's what the mafia did to businesses. I believe the term for that is extortion.

"Follow our rules, pay us our money, or we'll make your life a living hell".

That's pretty much an HOA.

The thing is that it is a voluntary association. The people in that neighborhood have banded together and decided to execute legal instruments designed to enforce things they want. I see this as a defensive move to prevent what I'm Batman posted. To me, if there is that kind of concern, does it mean that land is so cheap that someone can come in and drop a trailer? I don't know.

[fastball]

Originally Posted by I`m Batman

Neighborhoods without HOA. They do serve a purpose. But some abuse their power. There are good ones and there are bad ones.
What would this to do your home value if these were your neighbors... It's their property, they do what they want!

And this is a house in a suburb near me that does not require HOAs:



If an HOA filed a lien or foreclosure on that family because they didn't cut their grass for a week or left their trash cans out too long or their car's exhaust was too loud that would be absurd.

Originally Posted by Emoto

The thing is that it is a voluntary association. The people in that neighborhood have banded together and decided to execute legal instruments designed to enforce things they want. I see this as a defensive move to prevent what I'm Batman posted. To me, if there is that kind of concern, does it mean that land is so cheap that someone can come in and drop a trailer? I don't know.

The clientele of the neighborhood is pretty easy to see. I don't think anyone would be looking for a house in the areas I'm Batman posted to begin with. At least around Cleveland, I know what areas are good and what aren't. I don't need an HOA to tell me or to keep the people from trashing their houses.

[17txcamaross]

Knock on wood, but I haven't had any complaints yet with catless headers to stock NPP and LT4 swap. Wanting to turn off the cold start/cat warmup feature so it doesn't hang at 1k-1.1k rpm at all. That way I can keep the door closed for the initial bark and then open in stealth for a subtle warmup. My neighborhood has a mix of young recently married couples, people with kids of all ages and retirees. I try to be courteous, but I also pay HOA dues and the mortgage on my house. I don't complain about others noise...mowers, etc at 630-7AM on my weekends...and would hope no one complains about me heading to work at 6AM.

[I`m Batman]

Originally Posted by Emoto

The thing is that it is a voluntary association. The people in that neighborhood have banded together and decided to execute legal instruments designed to enforce things they want...

Isn't that just another form of HOA? Your taste might not be their taste and vise versa. Aren't HOA board usually are formed by homeowners of that community and there are community HOA meetings to discuss things and decide on things in the community as a community?