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03-07-2013, 02:03 PM
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#1 |
 
Drives: 2SS RS Join Date: Sep 2012
Location: Lubbock, TX
Posts: 195
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Insurance: can't believe it
Well I moved to TX for school and I am in the process of changing my plates. In order to do so I need to get Auto insurance; back in OK I use to pay 240 a month for full coverage with State Farm. I though that was insane and as I am about to turn 21 the rate went down to 170 a month.
Will now looking at insurance in Lubbock I got a quote form All State for 559 a Month !!!  they must be insane  . I am trying to see what state farm is going to quote me but, they said the will get back to me in a hour or so. I am just really frustrated about the 3 fold increase in the quote. I was wondering if I were to not change plates and stay with my OK plates would it be ok ? Also would you guy recommend any different insurance company ? |
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03-07-2013, 02:06 PM
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#2 |
 
Drives: 2011 2LT/RS CGM W/ Black Stripes Join Date: Jul 2012
Location: Madera, CA
Posts: 598
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Personally I have GEICO and LOVE it. They are great and easy to work with. Plus it all depends on how much coverage you have. "Full" coverage implies you have comprehensive, collision and liability but the key is what are the deductables/amounts they cover. That rate is insane though, I can assure you of that.
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03-07-2013, 02:09 PM
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#3 |
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Jedi Master
Drives: Boeing 757/767+2010 IBM 2SS Join Date: Aug 2008
Location: Bangor, ME and Palm Coast, FL
Posts: 1,121
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You don't have to change your plates and registration if you're going away to school.....drive through the parking lot at the school and you'll see how many other people dont change plates.
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03-07-2013, 02:32 PM
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#4 | |
 
Drives: 2012 45th RS Join Date: Jan 2012
Location: Festus, Mo.
Posts: 77
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CAI Intake, W/W relocation w/ scoop, MRT 2, RX Catch Can, Brembo brake upgrade, Racing Brake SS lines.
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03-07-2013, 02:33 PM
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#5 |
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lll
Drives: 2010 camaro ss L99 Join Date: Jan 2013
Location: new orleans
Posts: 1,176
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GEICO
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PERFORMANCE
DYNATECH LT 1 7/8 HEADERS, CATLESS MID PIPES, CORSA CATBACK, CAI. COLD AIR INTAKE w/ SCOOP, 1LE 3:91 GEARS, LETHAL RACING PROWLER CAM, LETHAL RACING DYNO TUNE, ENERGY CRADDLE BUSHING INSERTS, PADDLE SHIFTER RELOCATE KIT, 449RWHP/438TQ APPEARANCE COPO HOOD, ZL1 SPOILER, SLP BLACKOUT PANEL, PLASTI DIP WHEELS, HERITAGE GRILL, RETRO SS EMBLEMS, WEATHER TECH FLOOR MATS, ORANGE STITCHING |
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03-07-2013, 03:11 PM
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#6 |
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Res Ipsa Loquitur
Drives: 2013 Camaro SS Vert Supercharged Join Date: Sep 2012
Location: Southern Maryland
Posts: 726
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I guess everything is BIGGER in TX. If you have any close family members with USAA, you may be able to join through them. It is definitely the cheapest I've found.
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03-07-2013, 03:13 PM
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#7 | |
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03-07-2013, 03:22 PM
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#8 | |
       
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Quote:
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2013 1SS/RS Coupe L99, Stainless Power Works LT Headers, SCT X4 Custom Tune from RDP, CAI Inc. Air Intake w/ Apex Scoop, VMAX CNC Ported Throttle Body, Solo Axle-Back Exhaust w/ J-pipes, Apex Catch Can, Husky Splash Guards, Heritage Grille, 3D Carbon Rear Spoiler, Oracle Chrome Turn Signal Bulbs, GM Reverse Light Trim Billets, Gorilla Black Locking Lugs, Emblem Pros Retro SS Badges/Custom Retro SS Kickplates/Under-hood Bowtie, 35% window Tint, Nitto Motivo Tires (6-8-18)
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03-07-2013, 03:52 PM
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#9 | |
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Drives: 2012 camaro Join Date: Feb 2012
Location: central VA
Posts: 3,196
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03-07-2013, 04:45 PM
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#10 |
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Master of All Things
Drives: '20 Corvette Stingray Join Date: Jul 2009
Location: Southeast of Houston, Texas
Posts: 22,373
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ITS A FACT, if you are still an Oklahoma Resident.....LEAVE your car registarted there, maintain your insurance there AND your drivers license all in OK....its done every day when you going to school andh is perfectly legal.
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03-07-2013, 04:54 PM
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#11 |
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Account Suspended
Drives: 2010 2SS/RS Join Date: Jun 2009
Location: Texas
Posts: 3,418
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Yes it's been stated, you don't have to change as you are still considered a OK resident. Also, 550month is what I pay every 6 months, that's expensive
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03-07-2013, 04:55 PM
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#12 |
Drives: 2011 1LT Join Date: Mar 2012
Location: Crestline, CA
Posts: 3,029
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Three tips: shop around, shop around, and shop around. It is amazing what a difference you can find. Different companies, offering exactly the same coverage/ limits might have monthly rates that are 300% different. Okay, another tip: In spite of what the TV commercials want you to think, "loyalty" is bull. After six months, SOMEBODY else will give you a lower rate. Same with six months later... and so on. If you stay "loyal" to one insurer, they will creep the rates up, and hope that you either don't notice, or will think that it's just inflation. However, other insurers WILL lure you with lower rates. I jump ship every chance I get, and the good news is, I just saved a bundle on car insurance!
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03-07-2013, 04:56 PM
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#13 |
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Bayou City Muscle Cars
Drives: 2013 2SS Dusk Edition Join Date: Jan 2013
Location: Houston Texas
Posts: 1,443
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same with military you do not have to change plates unless you become a resident.
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2013 2SS Dusk Edition
Lethal Racing Stage V PER 418ci Forged LS3 530/520 SAE |
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03-07-2013, 07:16 PM
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#14 |
Drives: 2011 1SS/RS IBM Camaro Join Date: Jan 2011
Location: Chittenango, NY, USA
Posts: 7,219
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Unless you are going to be a year round resident of Texas there is no need to change plates. As long as your still a resident of what your plates say. And you still hold a mailing or resident address in Ok.
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