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Old 12-06-2018, 01:34 PM   #1
Umbriel

 
Drives: 2016 Camaro SS
Join Date: Sep 2018
Location: Bartlett, TN
Posts: 1,121
Insurance premiums for SS?

How much are you guys paying? A co-worker bought an SS and he said his insurance premium is $180 a month. To me that seems high for a 36 year old male with no tickets or accidents. I am paying $711 every 6 months for a new Acura and my SS which ends up being roughly $59 per vehicle per month.
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Old 12-06-2018, 01:55 PM   #2
crosive

 
Drives: 18 zl1
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Location: central alabama
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35 male with my wife, 35 female. no accidents/tickets/anything.

I'd have to get the exacts for each vehicle, but I'm paying 275/month for full coverage with no deductible on

07 toyota yaris
16 kia forte5
13 genesis coupe track edition
17 camaro 2ss

insurance on small storage unit.

It pays to shop around. I just switched over from state farm since I was 16. same everything. state farm wanted 675 a month. I promptly told them I hoped their legs grew together.
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Old 12-06-2018, 01:59 PM   #3
CrazyCatGuy
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Drives: 2018 Camaro SS 1LE
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Location: East Bay Area
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California SF Bay Area, 34 yrs old, one at fault accident in the last 3 years with $1,000 deductible and 5 mile to and from work distance got me $150 a month through Progressive.
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Old 12-06-2018, 02:01 PM   #4
Umbriel

 
Drives: 2016 Camaro SS
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Quote:
Originally Posted by crosive View Post
35 male with my wife, 35 female. no accidents/tickets/anything.

I'd have to get the exacts for each vehicle, but I'm paying 275/month for full coverage with no deductible on

07 toyota yaris
16 kia forte5
13 genesis coupe track edition
17 camaro 2ss

insurance on small storage unit.

It pays to shop around. I just switched over from state farm since I was 16. same everything. state farm wanted 675 a month. I promptly told them I hoped their legs grew together.
This seems more like what I would expect. $180 a month seems absolutely ridiculous to me. I wouldn't own the car if my insurance premium was $200 a month.
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Old 12-06-2018, 02:01 PM   #5
kropscamaro16


 
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Drives: 2016 1ss camaro
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Location: 909
Posts: 9,812
im 34 an used to pay $165 a month for my ss and a 17 cruze until i got in accident few months back and now its $220 lol dicks
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Old 12-06-2018, 02:15 PM   #6
crosive

 
Drives: 18 zl1
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Quote:
Originally Posted by Umbriel View Post
This seems more like what I would expect. $180 a month seems absolutely ridiculous to me. I wouldn't own the car if my insurance premium was $200 a month.
agreed. I want to say thats what state farm wanted was 212 for it, and 213 for the genesis. I just can't fathom how they think that's ok.

I mean if I had a few tickets, or was at risk, but I'm absolutely not. My last accident was almost 12 years ago and was 100% not my fault (ask me how I know a 3000gt vr-4 can snap the rear axle on an f-150 if they pull out in front of you)
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Old 12-06-2018, 02:50 PM   #7
Whocares05050
 
Drives: 2018 Camaro SS 1LE
Join Date: Oct 2018
Location: Treasure Coast, FL
Posts: 384
Im at 120 a month. My 17 colorado i traded in was 72 a month.
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Old 12-06-2018, 03:26 PM   #8
KirkH


 
Drives: 2016 2SS M6 Mosaic Blk Met-SOLD
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Location: KY
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$150/mo SAFECO
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Old 12-06-2018, 03:31 PM   #9
gen6_1ss
 
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$110/ month Progressive
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Old 12-06-2018, 04:08 PM   #10
Silverado57
 
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Drives: 2017 Camaro SS
Join Date: Nov 2018
Location: East Tennessee
Posts: 522
Quote:
Originally Posted by YARBIE 1 View Post
Many many factors involved on insurance. ...
Yep. Trying to compare insurance coverage with a stranger somewhere else in America is almost the textbook definition of comparing apples to oranges.
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Old 12-06-2018, 04:14 PM   #11
mdhopt36
 
Drives: '17- 1ag37 V6 traded, for 1SS 2018!
Join Date: Mar 2018
Location: MA
Posts: 469
New car replacement, just shy $800/ year; 65, and only $50 more than a V6 version.
No accidents since low '80's and none attributable to being my fault.
One ticket during low '90's on a state highway 55 in a 40 driving a nondescript pickup.
********
I imagine when I don't qualify for new car replacement, it ought to drop a couple hundred off for premiums.
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Old 12-06-2018, 04:18 PM   #12
mdhopt36
 
Drives: '17- 1ag37 V6 traded, for 1SS 2018!
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Location: MA
Posts: 469
Got to add, hope the ins. co. doesn't get wind of the 90+ blasts I made just north on the highway here!!!! Car loves those speed rates.
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Old 12-06-2018, 04:33 PM   #13
NYJets12

 
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Drives: 2018 1LT Camaro
Join Date: Aug 2017
Location: PA
Posts: 781
I got State Farm I pay about $500 every 6 months, but I have multi car discount, accident free, have house insurance with them ( more than 1 policy discount) onstar discount, nobody under 25 can drive my car discount, if you got airbags and a car alarm it’s called a safety discount or something along those lines. Being 61 helps .
There’s 3 times where your insurance actually drops 1. Age 25 2. Age 55 3. Getting married
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Old 12-06-2018, 04:46 PM   #14
DenverTaco07


 
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Drives: 2017 SS 1LE, 2017 Volt, 2013 Pilot
Join Date: May 2014
Location: Colorado
Posts: 4,274
as stated earlier, you have to compare apples to apples.

For my Camaro I have (and pay $97 a month):
Comprehensive deductible $100
Collision deductible $500
Bodily Injury Liability coverage $100,000 / $300,000 (per person / per accident)
Property Damage Liability $300,000
uninsured motorist $100,000 / $300,000 (If an uninsured or underinsured driver injures you or your passengers, we'll help pay up to)
Medical Payments If you or your passengers are injured in an auto accident, we'll help pay up to $100,000
Accident Forgiveness included
Towing and Labor included

USAA is the carrier and I have 2 speeding tickets in the last few years, for sure one within 3 years and one claim for backing into a car parked behind my driveway last year - that may have been solved under home owners though).

and yes USAA is fantastic, if you are a veteran, I highly recommend them.
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