11-02-2015, 08:48 AM | #15 | |
Drives: 2014 Camaro SS Join Date: Mar 2014
Location: Colorado
Posts: 1,006
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^^ Neat, they'll do 1.49% on a 36 month new auto loan!
My uncle is a general in the army national guard, I wonder if that makes me eligible to open an account there. Edit: Evidently, being a cousin/nephew just won't cut it: Quote:
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SOLD: 2014 Camaro Coupe 2SS/RS M6 Blue Ray Metallic, NPP, Nav
2014 Stingray Premiere Edition Coupe #142/500 Z51 3LT M7 Laguna Blue, Magride, NPP, Exposed Carbon Fiber Roof, Carbon Fiber Dash, Suede Wrapped Interior Canceled: 2016 Camaro Coupe 1AK37 2SS Coupe, G7E Garnet Red, BRJ Adrenaline Red Trim, F55 Magnetic Ride, NPP Exhaust, CF5 Sunroof, 56R Gray Split spoke w/ machined face, RN2 LPO Illuminated Bowtie, VYW Premium Floor Mats, W2D LPO Cargo Net Last edited by joemosfet; 11-02-2015 at 09:12 AM. |
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11-02-2015, 09:23 AM | #16 |
The Dogfather
Drives: #1 off the line for a customer. '16 Join Date: Oct 2015
Location: Andover, KS
Posts: 2,621
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Another thing is... The 3 credit scores aren't everything that determines the #s. Credit history (how many loans have you gotten and paid em off?), job security and history (how long you have worked at your current job and past jobs), home ownership or renting, Debt to income ratio as well.
I have checked with Truity Credit Union, Skyward Credit Union, a couple international banks and will be checking with places that the dealership I ordered the camaro from when we get an invoice as well. But from all the places I have checked, 2% to 4% apr is the average and monthly term doesn't change the APR % either. Another thing to add is 0% is via GM themselves so if they don't offer 0%/72mo which we know there is no reason for them to for 2016 camaro... There will be some APR % from other places albeit low. GM is "cool" enough to not make money on your loan haha. |
11-02-2015, 09:37 AM | #17 | |
Drives: 2014 Camaro SS Join Date: Mar 2014
Location: Colorado
Posts: 1,006
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Quote:
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SOLD: 2014 Camaro Coupe 2SS/RS M6 Blue Ray Metallic, NPP, Nav
2014 Stingray Premiere Edition Coupe #142/500 Z51 3LT M7 Laguna Blue, Magride, NPP, Exposed Carbon Fiber Roof, Carbon Fiber Dash, Suede Wrapped Interior Canceled: 2016 Camaro Coupe 1AK37 2SS Coupe, G7E Garnet Red, BRJ Adrenaline Red Trim, F55 Magnetic Ride, NPP Exhaust, CF5 Sunroof, 56R Gray Split spoke w/ machined face, RN2 LPO Illuminated Bowtie, VYW Premium Floor Mats, W2D LPO Cargo Net |
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11-02-2015, 09:42 AM | #18 |
Drives: 2016 Garnet Red Camaro 2SS Join Date: Jul 2015
Location: North Carolina
Posts: 5,435
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Same here...the past few cars I bought from my dealer, by the time I got to the finance office, they already had my credit score up and were like, "wow, I wish everyone had such a high credit score, makes our lives easier!" Didn't show any stubs, just had to fill out a few questions and how salary. One reason I like going through the dealer, so much easier, no hassles!
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2SS Camaro, Garnet Red, Adrenaline Red, NPP, MRC, A8, 5 Split Spoke Bright Silver Wheels (56W)
1100 Status - 7/24/15 (Ordered) 3800 Status - 10/13/15 (Built) 6000 Status - 12/22/15 (Delivered) |
11-04-2015, 04:19 PM | #19 | |
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Quote:
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"I'm a man who discovered the wheel, and built the Eiffel Tower out of metal and brawn! That's what kind of man I am." - Ron Burgundy
My build thread |
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11-04-2015, 04:31 PM | #20 |
Drives: 2016 Garnet Red Camaro 2SS Join Date: Jul 2015
Location: North Carolina
Posts: 5,435
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It is worth it in my opinion to go through the dealer in my opinion...my dealer uses a bunch of local big banks and of course Ally/GM Financial, I usually get very good rates and no hassles!
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2SS Camaro, Garnet Red, Adrenaline Red, NPP, MRC, A8, 5 Split Spoke Bright Silver Wheels (56W)
1100 Status - 7/24/15 (Ordered) 3800 Status - 10/13/15 (Built) 6000 Status - 12/22/15 (Delivered) |
11-05-2015, 07:00 AM | #21 |
#TeamBeckyD
Drives: 2017 HBM 2SS Convertible A8 Join Date: Aug 2008
Location: Apopka, FL
Posts: 10,496
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I have found that dealerships seem to get better rates then my local bank.
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#TeamBeckyD
**FIFTY HBM 2SS VERT** |
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