12-15-2023, 07:54 AM | #1 |
Drives: 2018 ss Join Date: May 2018
Location: Tampa
Posts: 186
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Insurance Rates
I would like to see what you guys are paying across the USA. Here in Florida we are raped on all types of insurance. So for a comparison, I have a 2023 V6 Camaro, 250/500K insurance, $1000 deduct, full coverage, perfect driving record over 50 years old and I pay $1500 every 6 months.
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12-15-2023, 08:14 AM | #2 |
Drives: 2017 Mosaic Bk ZL1 M6 Join Date: Jul 2009
Location: South of Raleigh, NC
Posts: 9,480
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2016 Silverado Z71, 2017 ZL1, 2020 Acadia AT4 $1050/6 mo. I'm 66. No tickets, no accidents. It goes up 5% every 6 mo and the legislature just approved they can increase another 5% next month and again later in the year.
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12-15-2023, 08:18 AM | #3 |
Drives: 2011 2SS/RS LS3 Join Date: Nov 2011
Location: Torrance
Posts: 14,433
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All insurances are going up everywhere. Home, auto, umbrella, all reflecting inflation and liability costs. I've gotten numerous e-mails and letters from my agent explaining and somewhat apologizing for the increases. I can't complain, options are dwindling and somewhat of a consolation that you can even get insurance at all in some cases.
Good luck to us all. |
12-15-2023, 08:21 AM | #4 |
Drives: 2024 2SS 6MT Join Date: Dec 2019
Location: Buffalo, NY
Posts: 137
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I'm in New York and I'm paying $2052 per year for a 2024 Blazer and 2024 Camaro 2SS. Both with full coverages and a $1000 deductible. 37 year old male.
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Current: 2024 Camaro 2SS M6, Red Hot, Ceramic White interior, Dual Mode Exhaust, Magnetic Ride Control
Old & Sold: 2019 Camaro 1LT M6, RaceChip GTS, RaceChip XLR, ZZP Catted downpipe, JacFab Boost-o-lator, K&N drop-in air filter, ZZP Intake Tube, PTP turbo blanket, NGK 6510s gapped at 0.022" Motorcycle enthusiast |
12-15-2023, 08:27 AM | #5 |
Monterey County Camaros
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2016 Camaro 1LT V6 and 2022 Dodge Durango SXT. Bodily Damage, Property and Liability 100k/300k/100k, Uninsured and Underinsured 100k/300k, Comprehensive and Collision $500 deductible. $3,000 custom parts and equipment value coverage, roadside assistance with 25 mile tow. Both commuters at 20,000 miles annually. $1,885/6 months. 35 yo male with wife also on policy
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Follow us on Instagram @montereycountycamaros
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12-15-2023, 08:36 AM | #6 |
Drives: 2SS M6 Hot Wheels #515 Join Date: May 2020
Location: Virginia
Posts: 104
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Have policy with USAA and live in Va. Im 52 have 3 cars on insurance.
The Camaro, 2018 2SS, cost me 488$ per six months with 1000$ deductible. My wifes 2003 Lexus now with our 18 year old driving cost me twice that.
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Rotofab, Soler 87mm ported TB, Kooks headers / green cats, MSD wires, flex fuel
Stock intake (no porting) and stock NPP exhaust. |
12-15-2023, 08:37 AM | #7 |
Drives: 2023 Camaro 1SS Join Date: Apr 2014
Location: United States
Posts: 1,466
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I guess that's the price of living in the "free" state of Florida.
Here where we actually regulate our insurers and don't live in the path of hurricanes (Upper Left), the policy on my new 2023 SS just billed at $673 per 6 months. That is actually fairly expensive given other newer vehicles on our policy. Our "agent" - although everything is done online - said these vehicles just have a high loss ratio, always have. That's 250/500/100 coverage, same for UM coverages, $500 deductibles collision and comp, $25k PIP. No rental, roadside, or anything else. |
12-15-2023, 08:38 AM | #8 |
Drives: 2SS M6 Hot Wheels #515 Join Date: May 2020
Location: Virginia
Posts: 104
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Im feeling your pain, well my son is as he pays it, but still its crazy.
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Rotofab, Soler 87mm ported TB, Kooks headers / green cats, MSD wires, flex fuel
Stock intake (no porting) and stock NPP exhaust. |
12-15-2023, 08:49 AM | #9 | |
Drives: 2024 2SS 6MT Join Date: Dec 2019
Location: Buffalo, NY
Posts: 137
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Quote:
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Current: 2024 Camaro 2SS M6, Red Hot, Ceramic White interior, Dual Mode Exhaust, Magnetic Ride Control
Old & Sold: 2019 Camaro 1LT M6, RaceChip GTS, RaceChip XLR, ZZP Catted downpipe, JacFab Boost-o-lator, K&N drop-in air filter, ZZP Intake Tube, PTP turbo blanket, NGK 6510s gapped at 0.022" Motorcycle enthusiast |
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12-15-2023, 09:38 AM | #10 |
Drives: Chevy camaro, Chevy cruze Join Date: Sep 2023
Location: Utah
Posts: 133
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Everyone should find an insurance BROKER, they are free agents that sell all kinds of insurance with all the major companies plus tons of lesser known ones who keep their prices down by not spending their customers money on things like advertising.
I give my broker my info, what levels of insurance including deductibles ($100) and if I want things like under/uninsured (always get these) and he comes back with the best 3 prices (800/6months for my 3LT Camaro, 1100 total for my wife's '11 Cruze included). If the prices go up I can just call him and ask for a new round of quotes, if nothing has changed on my end that's a 30 second conversation, he just uses my last set of info and a few hours later he has new quotes or tells me I'm still doing best where I am.
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(Previous, totalled, hit from behind 8/2023) Black 2010 Camaro 2LT, RS. 82K miles.
Blue 2023 Camaro, 3LT, RS. |
12-15-2023, 09:47 AM | #11 | |
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Dang I have to find myself a broker. My insurance went up about $400 on my last renewal period which I thought was ridiculous. I pay ~$2200 for 6 months for my 2023 1SS 1LE and my wife's 2007 SR5 4Runner. My wife and I have zero accidents and are both late 20's. I'm insured through Costco Connect right now. $1000 deductible on my car and $500 on my wife's since going up on her deductible didn't change the price much. We both have full coverage at $100,000/$300,000. |
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12-15-2023, 10:01 AM | #12 | |
Drives: 2023 Camaro 1SS Join Date: Apr 2014
Location: United States
Posts: 1,466
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Quote:
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12-15-2023, 10:15 AM | #13 |
Drives: 2023 Chevrolet Camaro 1SS Join Date: Dec 2022
Location: Tennessee
Posts: 39
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For my 2023 1SS:
State Farm - Tennessee Bodily Injury - $500k per Accident/$250k per person Property Damage - $100K Uninsured/Underinsured - $500k per accident/$250k per person Comprehensive Decuctible - $100 Collision Deductible - $500 Cost per 6 months: $645 |
12-15-2023, 11:00 AM | #14 |
Drives: ZLE/DEMON/GLADIATOR/GSXR1000R/ZX10R Join Date: Aug 2022
Location: New York
Posts: 438
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Grundy.
Long Island N.Y. 2023 ZLE $1,200 per year with 1000 deductible. Agreed loss value 100K.
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2018 Dodge Demon #1399 2020 Jeep Gladiator Rubicon 6 speed manual 2023 ZL1 1LE 6 speed manual ************************* 2018 Suzuki GSXR 1000R 2021 Kawasaki ZX10R |
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