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Old 04-01-2020, 07:37 PM   #1
Twist ZL1
 
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Drives: Camaro ZL1
Join Date: Mar 2020
Location: Pittsburgh
Posts: 13
Insurance for the ZL1 isn't cheap, or is it?

So I have state farm insurance. My monthly cost is $204.

Is it just me or does that number seem high for a 37yr old man without a claim in well over 10 years. Hell, my payment is only $150 more than that a month.

I do live in the city of Pittsburgh and I rent, but it just seems excessive, especially since I've seen YouTubers at 21 with less expensive insurance. I'm not complaining, I can afford it, but there has to be less expensive insurance that still offers quality coverage, right?
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Old 04-01-2020, 07:44 PM   #2
Snowwolfe
 
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I have St Farm.
0 ded comp
250 ded collision
100-300 liability
etc etc
$351 every 6 months on a 2020. No accidents or tickets. I will be 67

PS: Forgot to mention we have a multi car discount with St Farm and the ZL1 is listed at 7,500 miles or less per year.
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Last edited by Snowwolfe; 04-02-2020 at 08:27 AM.
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Old 04-01-2020, 08:29 PM   #3
Zigg L1
 
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I am about $1100 for the year. I thought that is a good price. 41
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Old 04-01-2020, 08:31 PM   #4
URBAN LEGEND


 
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Way too many variables. Not even worth your time to see people’s numbers.
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Old 04-01-2020, 08:43 PM   #5
1993kramer
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Location: Minnesota
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I'm around 1100 for the year too. I'm 39, thought it was high but I haven't gotten around to shopping yet.
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Old 04-01-2020, 09:12 PM   #6
JonDaddy82
 
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Drives: 2018 ZL1 Coupe NFG M6
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Location: Nolensville, TN
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My ZL1 is cheaper in TN than my Subaru Forester was in FL. I’m about $1,050 a year, Farm Bureau, 36 years old, got a few tickets. 100/300/UM/etc etc.
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Old 04-01-2020, 09:20 PM   #7
Stephen12ZL1


 
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Drives: '21 ZLE A10
Join Date: May 2012
Location: Mechanicsville, VA
Posts: 6,808
State Farm $250 deductible collision
annual mileage 2,500
vehicle use: work, school, pleasure
249.33 per 6 months...discounts: multiple line, accident free, drive safe and save, vehicle safety.
50 & married
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Old 04-01-2020, 10:08 PM   #8
Fast02Z06
 
Drives: 2018 ZL1
Join Date: Mar 2019
Location: Houston tx
Posts: 144
358.00 a month for my 18 Zl1, 16 Z06, and 04 rendezvous. I’m 34 home owner zero tickets, zero claims, driving since 16. I think it’s ridiculous high (travelers)
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Old 04-02-2020, 05:17 AM   #9
BanOne
 
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I gotta mine through Hagerty, desperate from normal car insurance.
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Old 04-02-2020, 06:02 AM   #10
Gunkk
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Drives: Red Hot A10 ZL1 Convertible
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Quote:
Originally Posted by JonDaddy82 View Post
My ZL1 is cheaper in TN than my Subaru Forester was in FL. I’m about $1,050 a year, Farm Bureau, 36 years old, got a few tickets. 100/300/UM/etc etc.
Florida is low cost of living in some ways (no heating bill or state income tax), but you make up for it with horrible rates on car insurance down here.


$75k declared value with 500k liability for $1000/yr @ Grundy.
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Old 04-02-2020, 07:25 AM   #11
LT4Greg


 
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Drives: 2017 Camaro ZL1 Coupe
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Location: Georgia
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My insurance only went up about $20.00 more for the ZL1 over what I was paying for my 2016 2SS! I have multi car and home owners bundled thru State Farm and 62 years old.
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Old 04-02-2020, 08:03 AM   #12
ZED SLED


 
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Location: South of Raleigh, NC
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Mine just went up from $45 mo to $56 mo for no reason other than Allstate needs their semi-annual 20%+ raise. Age 62
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Old 04-02-2020, 08:07 AM   #13
foshjowler
 
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Location: Raleigh, North Carolina
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You'll probably need to shop around. Every time I buy a new car, I'll shop around. There're so many variables between areas and companies, that it's impossible to say what a good rate for each person is. Like Allstate was 3 times as much as State Farm for the same coverage.
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Old 04-02-2020, 08:24 AM   #14
Lafourche1

 
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Way too many variables. Where you live has a huge impact. The type of coverage and your deductibles are going to influence your payments. Some companies give discounts for 6 month premiums paid in full instead of monthly.

10K / 20K /10K insurance with $1,000 deductibles will be less than $250K / $500K / $250K with $250 deductibles and a $3M umbrella policy. Insurance in Louisiana (very high uninsured motorist rate) California or Florida will be more than in Kansas, Iowa or North Dakota.

This doesn't even begin to touch on the specialty insurance rates with declared mileage and values.
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