[VinnAY]

bout $80 month though I run minimal coverages and a 1K deductible, though my credit too is way over 875 when I bought the car which is a factor in your premiums. The initial 6 month rate was about $90 less for 6 months from the 15 Mustang GT/PP that I did have which was very surprising drop. Ive got a ticket (from the Mustang) that is probably going to show up on this coming renewal though.

[Spanky1]

An excellent credit rating will help to get a lower premium. All the companies will check your credit rating.

[Warrior102]

After a bad experience with a premium on a Ducati, I now call my agent before I sign the check. I made her run it twice as this was the cheapest annual rate on a vehicle I've had in the last twenty years, $798 a year full coverage with a $500 collision deductable. I honestly thought it was going to be 2-3X that, I was pleasantly surprised. Plymouth Rock Assurance (kind of a regional company), I also have a truck and two bikes on the policy so maybe that helps. Fifty-nine, no accidents or tickets in the last ten years.

[indyz]

Depends on state. Also depends on replacement costs of vehicle(s). Driving history etc.
For example, my SS, CT-R and CX-5 would be $100 a month in Pittsburgh, PA. But in Florida, it's almost twice that (for comprehensive coverage) .

[crosive]

Originally Posted by indyz

Depends on state. Also depends on replacement costs of vehickes(s). Driving history etc.
For example, my SS, CT-R and CX-5 would be $100 a month in Pittsburgh, PA. But in Florida, it's almost twice that (for comprehensive coverage) .

It also depends on back woods vs city. counties will vary.

when I had state farm, it went from 419 (all my cars) to 675 per month, and all I did was move 27 miles.

[01pewterz28]

43 clean driving record, $645 a year via Grundy Collector Car insurance. I have it set as an agreed value of $55k.

[Gunkk]

Originally Posted by DenverTaco07

and yes USAA is fantastic, if you are a veteran, I highly recommend them.

Wasn't the case with us. USAA quoted 20% higher than my current Mercury policy which just jumped $3k/yr due to the 16 year old getting her license (3 garaged cars, 3 drivers, >800 credit, no priors, bla bla bla).

[Umbriel]

Originally Posted by Silverado57

Yep. Trying to compare insurance coverage with a stranger somewhere else in America is almost the textbook definition of comparing apples to oranges.

I know just trying to get an idea because he is paying almost 3 times what I pay and I live in the same city.

[CamaroChriSS]

Progressive $130 a month for my wife and I, 2017 Highlander and 2016 Camaro SS.

[RobbyBeefcake87]

I pay about 175 a month, 31, no accidents, one or two red light tickets in the last 5 years, no other kind of tickets or traffic violations. I would be paying about 140 if not for those. Used to pay a little over 200 with Geico. I'm getting shafted but was getting shafted a lot harder before shopping around earlier this year.

[Umbriel]

Well it seems this guys $180 a month isn't too far out of reality then. I wouldn't down this car if I had to pay that though.

[DexterBerkeley]

~$3,000 a year, one speeding ticket for myself and an at fault fender bender for my wife both about 4 years ago. We're both late 30s. That premium for my 2019 2SS, 2013 BMX X1 35i and a 2013 Subaru Crosstrek. Living in Seattle suburbs with garage and off-street parking.

[MarkC]

I'm 48, single, 2SS/1LE is my only car, I've had a few speeding tix over the years but none in past 4 years, 1 accident that will be my fault if the hearing ever happens, coverage is through USAA and maxed out in order to have my umbrella policy, paying right at $100/mo for the '18 Camaro. Former '16 2LT Z51 Vette was ~$150/mo.

[Vtor_ZL1]

Location, driving history, umbrella coverage.. many factor that decice premiums.


A sad fact, there is no loyalty discount. Shop around, often.