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Old 11-01-2015, 12:15 PM   #1
G-10
 
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0% Financing

What is the FICO score minimum for 0% financing and what other considerations are made? Chevy is offering 0% for 72 months for "qualified buyers".
Anyone know?
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Old 11-01-2015, 12:18 PM   #2
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Probably 720 and higher.. Maybe 750. Don't know for sure.
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Old 11-01-2015, 12:22 PM   #3
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Are they offering it on the new camaro ... I doubt!!!
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Old 11-01-2015, 12:23 PM   #4
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I ****ing hope they are. Giving no discounts, raising prices....are they THAT confident? The mustang is still a thing....seeing no price hike....motor that absolutely loves boost.
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Old 11-01-2015, 12:24 PM   #5
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Originally Posted by ChefBorOzzy View Post
Probably 720 and higher.. Maybe 750. Don't know for sure.
I believe 720+ gets you into whatever you want.
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Old 11-01-2015, 12:53 PM   #6
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Quote:
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I believe 720+ gets you into whatever you want.
Doubt that any high score will give you whatever you want. Anyway the 0% by GM is for 2015 models and must take delivery by 11/2/2015.
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Old 11-01-2015, 01:04 PM   #7
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Doubt that any high score will give you whatever you want. Anyway the 0% by GM is for 2015 models and must take delivery by 11/2/2015.
Just meant I think that was the sweet spot. Obviously didnt mean itll get you whatever you want lol. I hope they continue the 0% although it is unlikely : /
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Old 11-01-2015, 05:01 PM   #8
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0% is an incentive. Guaranteed they don't offer it out the gate on the 2016 models.
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Old 11-01-2015, 05:12 PM   #9
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0% is an incentive. Guaranteed they don't offer it out the gate on the 2016 models.
They don't. No GM supplier discount either. Why would they offer it... It is already selling. Now once the 2017's come out... You can BET that they will be doing all the incentives they can to keep the sales going.
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Old 11-01-2015, 06:40 PM   #10
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Yeah, I seriously doubt 0% will be available for the Camaro. At least not initially.

Probably see 1.9%... That is what I've done all my calculations with. If we can get better then great!
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Old 11-02-2015, 06:17 AM   #11
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If I recall it's a 720+, I picked up the 0%/72/No Payments for 90 days last year when I purchased my 2014 Impala. Nothing better than 0%. I would NOT expect to see 0%/72 for the 1st year on the Camaro unless the car tanks or the economy tanks.
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Old 11-02-2015, 08:34 AM   #12
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Quote:
Originally Posted by GTIanZ28 View Post
Yeah, I seriously doubt 0% will be available for the Camaro. At least not initially.

Probably see 1.9%... That is what I've done all my calculations with. If we can get better then great!
Man, o man, I didn't realize new auto interest rates are that low, I've been calculating with 3.3%.

Checked my bank's website, and saw:



Did the quick math, and that's another $350 saved over my previous estimates:

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Old 11-02-2015, 08:40 AM   #13
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Originally Posted by joemosfet View Post
Man, o man, I didn't realize new auto interest rates are that low, I've been calculating with 3.3%.

Checked my bank's website, and saw:



Did the quick math, and that's another $350 saved over my previous estimates:


Navy Federal is at 2.29% for 72 months
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Old 11-02-2015, 08:40 AM   #14
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Quote:
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Navy Federal is at 2.29% for 72 months
Wow, that is awesome!
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