10-07-2016, 12:06 PM | #15 | |
マスタング = 遅い
Drives: 2017 Chevrolet Camaro SS 1LE Join Date: Aug 2015
Location: Florida
Posts: 7,061
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10-07-2016, 12:11 PM | #16 |
Drives: ^^^This Join Date: Nov 2015
Location: Virginia Beach, VA
Posts: 747
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Your call..... but financially speaking, yes theyre a bad idea. Did Penfed gave you that rate or you think youre gonna get that rate? I dont even like the fact that im in a 72 month loan, I only did it because they offered 0% otherwise I wouldve taken the 60 months.
If I was you I would either save and wait a few years....or until they do a 0% offer again at 72 months. I know in college the last thing you want is a huge payment over your head while youre desperately looking for a job after graduation. |
10-07-2016, 12:13 PM | #17 | |
Drives: ^^^This Join Date: Nov 2015
Location: Virginia Beach, VA
Posts: 747
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10-07-2016, 12:17 PM | #18 |
Drives: 2020 SHOCK SS 1LE Join Date: Sep 2016
Location: Southern California
Posts: 384
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No way. Go for a walk, take a few days and let the temptation fade away. 84 months is ridiculous at any % rate even 0 %.
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10-07-2016, 12:17 PM | #19 |
Drives: 2014 2LS (traded in) 2015 1SS 1LE Join Date: Apr 2015
Location: New York
Posts: 2,132
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Lease it...
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10-07-2016, 12:21 PM | #20 |
Drives: 2014 Red Hot LS3 Join Date: Oct 2014
Location: SF Bay Area, CA
Posts: 4,267
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10-07-2016, 12:21 PM | #21 |
Drives: '16 Garnet Red 1SS Join Date: Mar 2014
Location: College Station, TX
Posts: 3,450
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Tradeing in your Mazda?
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'16 Camaro 1SS
'18 Miata GT Gone: '01 Camaro, '14 Camaro, '90 Miata |
10-07-2016, 12:26 PM | #22 |
Drives: 2016 Hyper Blue 1SS Join Date: Jul 2015
Location: hampton roads
Posts: 2,763
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October 31 and I just was trying to relay to OP that life is short, thats all.
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1ss/Auto-Hyper Blue
acs carbon flash spoiler, bmr springs, gm clear tails. Texas speed cam, 223/227 .635/.635 116 LSA, Kooks Long Tube Headers with green cats, MSD Atomic Air Force Intake, CAI Cold Air Intake, QTP cutouts. 503 hp Best so far 11.5 at 123 with a 1.83 60ft. BMR lower and upper trailing arms and upper control arms,E85 DELIVERED 12/29/15 http://youtube.com/bybcous " no talking only racing on my youtube" |
10-07-2016, 12:30 PM | #23 |
Drives: 2014 2LS (traded in) 2015 1SS 1LE Join Date: Apr 2015
Location: New York
Posts: 2,132
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I'll take a million year loan at 0%. Why wouldn't you? It's free money and crazy to not take it. The value of the money you borrowed will become less simply because it's being outpaced by inflation. Why spend todays dollar today when you can spend it 5 years from now and it's worth the same as tomorrows dollar?
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10-07-2016, 12:37 PM | #24 | |
Drives: 2017 SS 1LE, 2017 Volt, 2013 Pilot Join Date: May 2014
Location: Colorado
Posts: 4,274
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I always try and balance it a bit, but I lean towards keeping my own cash and using others' cash for nearly nothing.
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2017 SS 1LE | HBM | Vortech V3-Si supercharger (620RWHP and 575ft lbs) | PDR | Black Bowties | Illuminated Front Black Bowtie | Illuminated Door Sills | Smoked Tails | vented seats mod
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10-07-2016, 12:39 PM | #25 |
Drives: 2017 Camaro 1LT/RS (V6) Join Date: Dec 2008
Location: Long Island, NY
Posts: 911
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I only have 1 payment left on it, it's a lease.
And for those asking if I was approved for the loan or if I am just assuming, the answer is yes, I was approved by PenFed. This is pretty much my dream car, so I do plan on keeping it for as long as possible. I had to get rid of my 2010 Aqua Blue 2LT/RS right after I got it because I was going to school and have been dreaming of getting another medium blue Camaro ever since. I still live at home, but I am single so I don't see marriage/kids anywhere in the near future lol. I am employed full time and actually just picked up a second job to make a little extra cash on the side. Also, I believe PenFed offers gap insurance with the loan. |
10-07-2016, 12:48 PM | #26 |
Drives: 2017 SS 1LE, 2017 Volt, 2013 Pilot Join Date: May 2014
Location: Colorado
Posts: 4,274
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Yeah, well if you drive a camaro you be gettin all the girls, so...kids are highly likely in the near...oh but you still live at home....nevermind.
I wonder if it's still a relationship taboo for a guy to still be living at home. damnit, you know I am just assuming you are a guy too...maybe you are not. OMG THE INTERNET IS KILLING ME!!! You know what...I just assume all the members are guys unless the name or avatar suggests otherwise...isn't that horrible!
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2017 SS 1LE | HBM | Vortech V3-Si supercharger (620RWHP and 575ft lbs) | PDR | Black Bowties | Illuminated Front Black Bowtie | Illuminated Door Sills | Smoked Tails | vented seats mod
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10-07-2016, 12:55 PM | #27 |
Pull up Cougar!
Drives: 2016 2SS Join Date: Jul 2011
Location: San Diego
Posts: 2,875
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Take from someone who was young and stupid and did this before. DON'T. It's a terrible idea.
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10-07-2016, 12:58 PM | #28 |
Drives: 2017 Camaro 1LT/RS (V6) Join Date: Dec 2008
Location: Long Island, NY
Posts: 911
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