How bad are dealer loan rates? - Page 6

ember1205 · 04-13-2021, 09:20 AM

Quote:

Originally Posted by ckt227

Suncoast Credit Union (a Florida bank) 2.0% for up to 72 months. Hopefully if/when my 2021 2SS 1LE is ever built and delivered, might get lucky with a 0% and $500 cash back that GM sometimes offers.

Right now, I am betting on no significant finance offers from GM. There just isn't a lot of supply, so they don't need to 'buy the business' with finance incentives. There's $1500 cash back on at least some of the Camaro's right now, and that's up from $1000 last month. Can't imagine it will get better in the near term.

Zr8000 · 04-13-2021, 01:46 PM

If your credit is good same as the bank. Most dealers around me have several different local banks they work with to pick from. They basically do all the paper work for the bank and send it to them for final approval to save you time and keep you in the store

02blackss · 04-13-2021, 02:12 PM

In Canada, GM has been offering 0.9% for up to 72 Months. It does not get much better then that except for 0% I was lucky to get my 2021 LT1 when I did in March at that rate...

Jason

04-13-2021, 02:12 PM	#73
02blackss Drives: 2023 ZL1 Convertible Join Date: Jan 2009 Location: GTA Posts: 181	In Canada, GM has been offering 0.9% for up to 72 Months. It does not get much better then that except for 0% I was lucky to get my 2021 LT1 when I did in March at that rate... Jason __________________ 2022 Equinox RS 2023 Trailblazer RS 2023 ZL1 Convertible

04-13-2021, 01:46 PM	#72
Zr8000 Drives: Chevy Camaro Join Date: Apr 2020 Location: Wi Posts: 384	If your credit is good same as the bank. Most dealers around me have several different local banks they work with to pick from. They basically do all the paper work for the bank and send it to them for final approval to save you time and keep you in the store

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