Am I crazy? - Page 2

LT4Greg · 08-11-2019, 11:56 AM

gaveup, we all have our opinions/advice on what you should do but you are the one to make the decision considering your financial situation and what you really want to do!

Airfuel · 08-11-2019, 12:07 PM

Figure in insurance differences also.

gaveup · 08-11-2019, 12:12 PM

Quote:

Originally Posted by LT4Greg

gaveup, we all have our opinions/advice on what you should do but you are the one to make the decision considering your financial situation and what you really want to do!

Oh, I know. The way I’m looking at it is if they can work it out to something I find acceptable (meaning I don’t get screwed) then I will take it.

However, I think the truth is they are going to get me on the trade and I would end up upside down before we even talk about the zl1. If that’s the case, it’s not worth it to me. Just thinking it can’t hurt to see what it will be.

Worst case I just keep my car and start modding it. I think this car would be perfect with 500whp +, and it doesn’t seem like that’s too unrealistic of a goal to hit.

gaveup · 08-11-2019, 12:13 PM

Quote:

Originally Posted by Airfuel

Figure in insurance differences also.

$11 a month more. Nothing significant.

Martinjlm · 08-11-2019, 12:51 PM

Quote:

Originally Posted by gaveup

$11 a month more. Nothing significant.

Good thing you don’t live in Michigan. Even though insurance on my SS vert is ridiculous, insurance on a 2017 ZL1 vert was gonna be criminal. One of the reasons I don’t have one.

LT4Greg · 08-11-2019, 02:47 PM

What about a ZL1 coupe Martinjlm?

gaveup · 08-11-2019, 03:21 PM

Quote:

Originally Posted by Martinjlm

Good thing you don’t live in Michigan. Even though insurance on my SS vert is ridiculous, insurance on a 2017 ZL1 vert was gonna be criminal. One of the reasons I don’t have one.

I’m in south Florida so I’m just going to take a guess and say it’s much more expensive to insure cars here

Martinjlm · 08-11-2019, 04:16 PM

Quote:

Originally Posted by LT4Greg

What about a ZL1 coupe Martinjlm?

I never bothered to check the rate for a ZL1 coupe because I was only interested in a convertible.

The short story is that as I was planning my retirement, I decided I was going to buy myself a V8 convertible. That narrowed it down to SS, ZL1, Stingray, Grand Sport, and Z06 convertibles. I don't like the way Corvette convertibles look top up. Scratch Stingray, Grand Sport, and Z06. Insurance on the ZL1 vert was ri-f###ing-diculous.

Martinjlm · 08-11-2019, 04:19 PM

Quote:

Originally Posted by gaveup

I’m in south Florida so I’m just going to take a guess and say it’s much more expensive to insure cars here

Michigan has the highest insurance rate of all 50 states. By a LOT. Detroit (where I live) has the highest insurance rates in Michigan. By a LOT. Most of it is due to the fact that Michigan is the only state that requires lifetime unlimited medical insurance coverage.

Rank State Average premiums

1 Michigan $2,611
2 Louisiana $2,298
3 Florida $2,219
4 Oklahoma $1,966
5 DC $1,876
6 California $1,846
7 Rhode Island $1,834

24v · 08-12-2019, 06:54 AM

Quote:

Originally Posted by gaveup

However, I think the truth is they are going to get me on the trade and I would end up upside down before we even talk about the zl1.

There is no way possible that this will not happen. Unless you put down a very large down payment, or have been quadrupling your loan payments since you bought the car.

I also have a SS 1LE and love the ZL1, but the much higher payment, coupled with the depreciation of my car, just isn't for me.

With all that said, we are all in different financial situations so if you have the cash and can stomach the $ loss, then go for it you only live once.

Drizzt ss · 08-12-2019, 11:44 AM

A little off topic but I was thinking of upgrading, as in 1le or zl1 or even a c8. I received a letter from my local dealership that said for my 2017 1ss, 20k miles and in mint condition, they would offer me $20 for it.....$20k?! I’ll drive it into the ground before that. I knew our cars depreciate bit Jesus, that’s ridiculous. So just food for thought.

JCunningham · 08-12-2019, 12:28 PM

i was only offered $32k yesterday for my 17 2SS M6 MSRP was $50k with 12500miles on it I was looking at a 18 ZL1 M6 with the only option pdr with 2600 miles on it. They wanted $57k for it. They said msrp on it was $67k BS PDR was the only option. I told them I found 4 other ZL1s for $52k with less then 10,000 miles on them. they said they paid more than that on the trade in.

Lafourche1 · 08-12-2019, 12:35 PM

Quote:

Originally Posted by Martinjlm

Michigan has the highest insurance rate of all 50 states. By a LOT. Detroit (where I live) has the highest insurance rates in Michigan. By a LOT. Most of it is due to the fact that Michigan is the only state that requires lifetime unlimited medical insurance coverage.

Rank State Average premiums

1 Michigan $2,611
2 Louisiana $2,298
3 Florida $2,219
4 Oklahoma $1,966
5 DC $1,876
6 California $1,846
7 Rhode Island $1,834

I knew Louisiana is ugly when it came to car insurance... That's the price for great food, I guess.

init4fun · 08-13-2019, 11:05 AM

You're going to take a bath in on the trade in of the 2019 unless you put a ton of money down on it. If you can take the financial hit then by all means get the ZL1.

Personally, I'd buy the ZL1 just to get rid of the 2019 front end.

08-11-2019, 11:56 AM	#15
LT4Greg Drives: 2017 Camaro ZL1 Coupe Join Date: May 2016 Location: Georgia Posts: 5,809	gaveup, we all have our opinions/advice on what you should do but you are the one to make the decision considering your financial situation and what you really want to do! __________________ ZL1 Coupe, PDR, Exposed carbon fiber hood insert, My Link with Nav, M6 6 speed and Silver Ice Metallic. Mods done: ceramic window tint, GM Accessories Camaro floor mats and Roto-Fab CAI.

08-11-2019, 12:07 PM	#16
Airfuel Drives: '19 2SS M6. Join Date: Aug 2018 Location: CT Posts: 340	Figure in insurance differences also. __________________ 2019 2SS, Shadow gray, 6mt, NPP, Magneride, Bose.

08-11-2019, 02:47 PM	#20
LT4Greg Drives: 2017 Camaro ZL1 Coupe Join Date: May 2016 Location: Georgia Posts: 5,809	What about a ZL1 coupe Martinjlm? __________________ ZL1 Coupe, PDR, Exposed carbon fiber hood insert, My Link with Nav, M6 6 speed and Silver Ice Metallic. Mods done: ceramic window tint, GM Accessories Camaro floor mats and Roto-Fab CAI.

08-12-2019, 11:44 AM	#25
Drizzt ss Drives: 2017 NGM 1SS MRC NPP Join Date: Feb 2017 Location: Long Island Posts: 234	A little off topic but I was thinking of upgrading, as in 1le or zl1 or even a c8. I received a letter from my local dealership that said for my 2017 1ss, 20k miles and in mint condition, they would offer me $20 for it.....$20k?! I’ll drive it into the ground before that. I knew our cars depreciate bit Jesus, that’s ridiculous. So just food for thought. __________________ Mamo PTB /Borla ATAK NPP /Carbon Fiber lip/ZL1 side skirts/ Black Bow ties/Husky Mats/ Mishimoto CC /BMR strut tower brace/ZL-1 License relocation/Rock guards

08-12-2019, 12:28 PM	#26
JCunningham Drives: 2017 2SS M6 Join Date: Jun 2013 Location: WNY Posts: 7,071	i was only offered $32k yesterday for my 17 2SS M6 MSRP was $50k with 12500miles on it I was looking at a 18 ZL1 M6 with the only option pdr with 2600 miles on it. They wanted $57k for it. They said msrp on it was $67k BS PDR was the only option. I told them I found 4 other ZL1s for $52k with less then 10,000 miles on them. they said they paid more than that on the trade in. __________________ real ZL1 wheels and brakes, 285/305 Michelin Pilot Super Sports, Pray ported Intake manifold, Soler Throttle Body, Rotofab intake, EFI Tuning Flex fuel kit, full American Racing Headers Exhaust, 1 7/8" w/ cats H pipe and mufflers. Full 1LE suspension, with BMR adjustable sway bars and links, GM aluminum cradle bushings, Hurst shifter with lighter reverse spring, TWM shifter knob, Tick level 1 transmission. I should have bought a ZL1

08-13-2019, 11:05 AM	#28
init4fun Drives: 2017 50th Anniversary Join Date: Dec 2015 Location: illinois Posts: 424	You're going to take a bath in on the trade in of the 2019 unless you put a ton of money down on it. If you can take the financial hit then by all means get the ZL1. Personally, I'd buy the ZL1 just to get rid of the 2019 front end.

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