03-15-2021, 08:19 PM | #99 |
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Drives: 2013 Sparkly Red One Join Date: Dec 2018
Location: Hospitality State
Posts: 2,558
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03-15-2021, 08:55 PM | #100 |
Drives: 2023 ZL1 Vert M6 "Sharky" Join Date: Mar 2020
Location: Earth
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2023 Camaro ZL1 Vert TR-6060 Sharkskin "Sharky"
Firecracker Red Wrangler Willys, 3.6L eTorque, 850RE 8 speed automatic, 25W Willys package, Technology Group, Convenience Group (aka $600 garage door opener), Cold weather Group, Trailer Tow and HD electric group with AUX switches, 3 piece black freedom top. |
03-15-2021, 10:05 PM | #101 |
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03-15-2021, 10:41 PM | #102 | |
Started#gottalovethatblue
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Please don't drag down this discussion with class warfare. Vegas Bound I'm sure has saved and sacrificed throughout their life to get where they are. Debt free should be everyone's goal and just because someone has achieved it doesn't mean they're any better or worse than you. Congratulate them, ask them how they did it and listen to what they say so you can do it too, and be happy that they achieved something they worked hard for. Vegas Bound, congrats on being debt free. That's awesome!
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03-16-2021, 12:08 AM | #103 |
Drives: 2016 Mustang GT premium Join Date: May 2008
Location: NW Ohio
Posts: 362
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I don't know if anybody has mentioned it or not, but if you pay all cash for everything and never take out some credit cards or some type of loan, you will either have no credit or a very low credit rating. So when it comes time that you need to take out a loan such as a car or house, you will either be declined until you build some credit or get a very high rate. I know my credit could only go so high even when paying everything on time for years because my mortgage wasn't being reported to the credit bureaus due to being discharged years ago. I did have several credit cards that I always paid off and noticed if I left a small balance on them for awhile and then paid it off, it raised my credit rate slightly.
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03-16-2021, 06:10 AM | #104 | |
Drives: 2023 ZL1 Vert M6 "Sharky" Join Date: Mar 2020
Location: Earth
Posts: 4,028
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Quote:
__________________
2023 Camaro ZL1 Vert TR-6060 Sharkskin "Sharky"
Firecracker Red Wrangler Willys, 3.6L eTorque, 850RE 8 speed automatic, 25W Willys package, Technology Group, Convenience Group (aka $600 garage door opener), Cold weather Group, Trailer Tow and HD electric group with AUX switches, 3 piece black freedom top. |
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03-16-2021, 08:12 AM | #105 |
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Drives: 2013 Sparkly Red One Join Date: Dec 2018
Location: Hospitality State
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03-16-2021, 08:15 AM | #106 | |
Account Suspended
Drives: 2013 Sparkly Red One Join Date: Dec 2018
Location: Hospitality State
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Quote:
Sarcasm is difficult to see on the internet. Haters gonna be haters. 25-30 years ago, my net worth was less than $5K, now 5%er. It does take sacrifice and planning. |
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03-16-2021, 08:30 AM | #107 | ||
Started#gottalovethatblue
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As for a car loan, save up and pay cash and you’re credit concerns go away completely. Also, be careful about becoming car poor as that will kill your financial future too. My Camaro was my last payment car and if I had to do it over, I would have saved and paid cash for it. Thankfully 100% of my mods have been with cash. Quote:
Very true haters gonna hate. Ultimately it’s jealousy that they don’t have what you have. Having paid the debt off that I’ve paid, I know you’ve had to sacrifice to get where you are. The fact of the matter is, if a person makes above about $35k USD a year, they’re in the top 1% globally for wealth.
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03-16-2021, 08:59 AM | #108 |
Drives: Model S, Vette, Volt & Equinox Join Date: Feb 2013
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