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Old 04-09-2017, 08:30 PM   #15
6ixrosario
 
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Drives: 2018 ZL1
Join Date: Apr 2017
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Quote:
Originally Posted by thescout6 View Post
Difference is the quality of customer service. Any issues with my car USAA had it fixed or paid out in literally 3-4 days. I have family members and friends that have Geico and they have to fight for weeks or months to get geico to cover something. They fight you on everything and try to get out of having to pay. I know a few that have had a decent experience with them, but the vast majority of those I've encountered do not.


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Yeah my mom was telling I'd basically be shit out of luck trying to get with Geico. Lol sucks but that's how these companies make their money haha. But I'll try USAA. Hopefully I can't find a reasonable monthly cost soon.
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Old 04-10-2017, 12:26 AM   #16
JCunningham


 
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you have a loan on the car. you need full coverage.
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real ZL1 wheels and brakes, 285/305 Michelin Pilot Super Sports, Pray ported Intake manifold, Soler Throttle Body, Rotofab intake, EFI Tuning Flex fuel kit, full American Racing Headers Exhaust, 1 7/8" w/ cats H pipe and mufflers. Full 1LE suspension, with BMR adjustable sway bars and links, GM aluminum cradle bushings, Hurst shifter with lighter reverse spring, TWM shifter knob, Tick level 1 transmission. I should have bought a ZL1
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Old 04-10-2017, 12:35 AM   #17
6ixrosario
 
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Is progressive a good company?
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Old 04-10-2017, 12:36 AM   #18
JCunningham


 
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NO. they suck. they're scumbags.
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real ZL1 wheels and brakes, 285/305 Michelin Pilot Super Sports, Pray ported Intake manifold, Soler Throttle Body, Rotofab intake, EFI Tuning Flex fuel kit, full American Racing Headers Exhaust, 1 7/8" w/ cats H pipe and mufflers. Full 1LE suspension, with BMR adjustable sway bars and links, GM aluminum cradle bushings, Hurst shifter with lighter reverse spring, TWM shifter knob, Tick level 1 transmission. I should have bought a ZL1
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Old 04-10-2017, 01:55 PM   #19
init4fun
 
Drives: 2017 50th Anniversary
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Good luck my friend. I feel your pain. I bought a Trans Am when I was 19 and the insurance was Stupid.

I know you want a nice car but my recommendation is to get yourself a nice used 4 door and put that money away until you are 25. As for personal experience with insurance. I shop around once a year an d State farm has been the cheapest I've found every time I've checked.

If you go with Geico be sure that you know your coverage. When the GF and I bought her new car we compared rates (she had Geico) and they we're the 2nd highest when comparing actual coverage. The last thing you want is to get hung out to dry by your insurance company due to inadequate coverage.
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Old 04-10-2017, 02:29 PM   #20
7stringtheory
 
Drives: 2017 Camaro 1SS 1LE
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One thing I'll say about my personal experience with Geico, (which may or may not apply to you) is that I was quoted a cheaper price than my current insurance (USAA) and when I actually started moving forward with setting up the policy, basically at the VERY LAST step where it took me to the page with the confirm button that if I clicked it, would enact my policy, it said it was making an adjustment (for a speeding ticket I got) and the price ended up being almost exactly what I pay with USAA, so I didnt switch.
Point is that $231 you were quoted might not actually be what you would end up paying.
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Old 04-10-2017, 02:31 PM   #21
toro1966
 
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Quote:
Originally Posted by 7stringtheory View Post
One thing I'll say about my personal experience with Geico, (which may or may not apply to you) is that I was quoted a cheaper price than my current insurance (USAA) and when I actually started moving forward with setting up the policy, basically at the VERY LAST step where it took me to the page with the confirm button that if I clicked it, would enact my policy, it said it was making an adjustment (for a speeding ticket I got) and the price ended up being almost exactly what I pay with USAA, so I didnt switch.
Point is that $231 you were quoted might not actually be what you would end up paying.
Switched from USAA after 22 years because Geico cut my rate by almost 900 every 6 months....Couldn't believe it myself
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Old 07-28-2017, 02:59 AM   #22
LettieRobertson
 
Drives: 2017 Chevrolet Camaro SS
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The cost of providing car insurance coverage to young drivers is normally more expensive for the insurance company and the driver than any other age group. Must go for multiple quotes with as much saving, and do look for collision and comprehensive coverage, Property Damage, Personal Injury Protection, Physical Damage Comprehensive, and some others as well. Consider raising your deductible. The higher the deductible, the lower the premium. My nephew has recently bought this first car Tesla model x, got decent auto insurance Ocala for it, from the useful resource recommended from his friend. Hopefully you get what you are looking for according to your requirements.
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Old 07-28-2017, 11:51 AM   #23
Tumba
 
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At 19 I was paying $350 ish per month for a cobalt and it wasn't even an SS! I was in a long term relationship with my girl friend at the time. I've since convinced her to marry me but a year or so before I actually proposed I asked my agent if I could add her to my auto policy (Allstate). My agent was cool with it since it was a long term relationship. My rate went from 350 for just my cobalt to 200 for both of ours. I would also recommend an agency that gives you an agent. If you ever do need to use your insurance for any reason it's nice having someone interested in keeping your business.
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Old 07-28-2017, 03:46 PM   #24
BluinSC
 
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I am 28 in SC. Driving record not clean.

My insurance is 145.
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Old 07-28-2017, 07:44 PM   #25
Dub9
 
Drives: F1fty SS
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Quote:
Originally Posted by 01pewterz28 View Post
Take the Geico good luck. I will tell you I just priced out insurance via Grundy collector car insurance. With an agreed value of $55k for a 17 2SS convertible I was quoted $735 for 12 months. Problem with collector car insurance is you need to be 25 or older, have a reliable daily driver, and your collector car cannot be you main mode of transportation.
Thank you for this. Just got a quote, $981. I did max liability, $500 deductible, and I am in the second most expensive state in the union. Still $1000 cheaper than my agent quoted.

Do you know if it can be reduced for winter storage, or is that factored in?
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Old 07-28-2017, 08:11 PM   #26
greaser2
 
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GEICO and have a second vehicle as your primary vehicle
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Old 07-28-2017, 08:18 PM   #27
Lerch98
 
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Drives: 2017 2SS black on black on black.
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Yes, when you put your car in storage tell the insurance company. You still need to have comprehensive. Also if there is a note on your car you need to tell the loan company and will need to have the comprehensive as well.
I store my SS in the winter and this saves me cash. When I take it out, I call the Insurance company and they re-instate the policies.
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Old 07-28-2017, 09:01 PM   #28
batmobile209
 
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That's insane, I'm 21 and have Geico full cov. for 140/month.
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