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Old 12-06-2018, 05:33 PM   #15
NYJets12
 
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Drives: 2018 1LT Camaro
Join Date: Aug 2017
Location: PA
Posts: 414
I got State Farm I pay about $500 every 6 months, but I have multi car discount, accident free, have house insurance with them ( more than 1 policy discount) onstar discount, nobody under 25 can drive my car discount, if you got airbags and a car alarm it’s called a safety discount or something along those lines. Being 61 helps .
There’s 3 times where your insurance actually drops 1. Age 25 2. Age 55 3. Getting married
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Old 12-06-2018, 05:46 PM   #16
DenverTaco07


 
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Drives: 2017 SS 1LE, 2017 Volt, 2013 Pilot
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Location: Colorado
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as stated earlier, you have to compare apples to apples.

For my Camaro I have (and pay $97 a month):
Comprehensive deductible $100
Collision deductible $500
Bodily Injury Liability coverage $100,000 / $300,000 (per person / per accident)
Property Damage Liability $300,000
uninsured motorist $100,000 / $300,000 (If an uninsured or underinsured driver injures you or your passengers, we'll help pay up to)
Medical Payments If you or your passengers are injured in an auto accident, we'll help pay up to $100,000
Accident Forgiveness included
Towing and Labor included

USAA is the carrier and I have 2 speeding tickets in the last few years, for sure one within 3 years and one claim for backing into a car parked behind my driveway last year - that may have been solved under home owners though).

and yes USAA is fantastic, if you are a veteran, I highly recommend them.
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Old 12-06-2018, 05:50 PM   #17
VinnAY
 
Drives: 18 1SS/1LE
Join Date: Jun 2018
Location: Missouri
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bout $80 month though I run minimal coverages and a 1K deductible, though my credit too is way over 875 when I bought the car which is a factor in your premiums. The initial 6 month rate was about $90 less for 6 months from the 15 Mustang GT/PP that I did have which was very surprising drop. Ive got a ticket (from the Mustang) that is probably going to show up on this coming renewal though.
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Old 12-06-2018, 06:36 PM   #18
Spanky1
 
Drives: 2017 2SS Summit White Camaro M6
Join Date: Mar 2012
Location: Little Neck, NY
Posts: 293
An excellent credit rating will help to get a lower premium. All the companies will check your credit rating.
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Old 12-06-2018, 07:15 PM   #19
Warrior102
 
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Drives: 2018 2SS 1LE Coupe 6 speed
Join Date: Aug 2018
Location: Cape Cod
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After a bad experience with a premium on a Ducati, I now call my agent before I sign the check. I made her run it twice as this was the cheapest annual rate on a vehicle I've had in the last twenty years, $798 a year full coverage with a $500 collision deductable. I honestly thought it was going to be 2-3X that, I was pleasantly surprised. Plymouth Rock Assurance (kind of a regional company), I also have a truck and two bikes on the policy so maybe that helps. Fifty-nine, no accidents or tickets in the last ten years.
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Old 12-07-2018, 04:10 AM   #20
indyz
 
Drives: 2SS, CT-R
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Location: FLorida
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Depends on state. Also depends on replacement costs of vehicle(s). Driving history etc.
For example, my SS, CT-R and CX-5 would be $100 a month in Pittsburgh, PA. But in Florida, it's almost twice that (for comprehensive coverage) .

Last edited by indyz; 12-07-2018 at 10:19 AM.
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Old 12-07-2018, 05:39 AM   #21
crosive
 
Drives: 17 2ss camaro
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Location: central alabama
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Quote:
Originally Posted by indyz View Post
Depends on state. Also depends on replacement costs of vehickes(s). Driving history etc.
For example, my SS, CT-R and CX-5 would be $100 a month in Pittsburgh, PA. But in Florida, it's almost twice that (for comprehensive coverage) .
It also depends on back woods vs city. counties will vary.

when I had state farm, it went from 419 (all my cars) to 675 per month, and all I did was move 27 miles.

Last edited by crosive; 12-07-2018 at 06:32 AM.
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Old 12-07-2018, 05:51 AM   #22
01pewterz28
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Drives: 2017 HBM 2SS Convertible A8
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Location: CENTRAL FLORIDA
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43 clean driving record, $645 a year via Grundy Collector Car insurance. I have it set as an agreed value of $55k.
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Old 12-07-2018, 05:52 AM   #23
Gunkk
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Quote:
Originally Posted by DenverTaco07 View Post
and yes USAA is fantastic, if you are a veteran, I highly recommend them.
Wasn't the case with us. USAA quoted 20% higher than my current Mercury policy which just jumped $3k/yr due to the 16 year old getting her license (3 garaged cars, 3 drivers, >800 credit, no priors, bla bla bla).
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Old 12-07-2018, 08:56 AM   #24
Umbriel
 
Drives: 2016 Camaro SS
Join Date: Sep 2018
Location: Bartlett, TN
Posts: 126
Quote:
Originally Posted by Silverado57 View Post
Yep. Trying to compare insurance coverage with a stranger somewhere else in America is almost the textbook definition of comparing apples to oranges.
I know just trying to get an idea because he is paying almost 3 times what I pay and I live in the same city.
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Old 12-07-2018, 09:19 AM   #25
CamaroChriSS
 
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Drives: 2016 1SS 6M Black
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Location: DC
Posts: 14
Progressive $130 a month for my wife and I, 2017 Highlander and 2016 Camaro SS.
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Old 12-07-2018, 10:28 AM   #26
RobbyBeefcake87
 
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Drives: 2018 Camaro SS 1LE
Join Date: Aug 2018
Location: Tampa Florida
Posts: 98
I pay about 175 a month, 31, no accidents, one or two red light tickets in the last 5 years, no other kind of tickets or traffic violations. I would be paying about 140 if not for those. Used to pay a little over 200 with Geico. I'm getting shafted but was getting shafted a lot harder before shopping around earlier this year.
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Old 12-07-2018, 02:14 PM   #27
Umbriel
 
Drives: 2016 Camaro SS
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Location: Bartlett, TN
Posts: 126
Well it seems this guys $180 a month isn't too far out of reality then. I wouldn't down this car if I had to pay that though.
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Old 12-07-2018, 02:18 PM   #28
DexterBerkeley
 
Drives: 2019 2SS Coupe, BMW X1 35i
Join Date: Jul 2018
Location: Seattle, WA
Posts: 6
~$3,000 a year, one speeding ticket for myself and an at fault fender bender for my wife both about 4 years ago. We're both late 30s. That premium for my 2019 2SS, 2013 BMX X1 35i and a 2013 Subaru Crosstrek. Living in Seattle suburbs with garage and off-street parking.
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