So p o'ed!! Just learned I can't use all my GM Card earnings for my car. - Camaro5 Chevy Camaro Forum / Camaro ZL1, SS and V6 Forums

HuJass · 08-04-2015, 07:30 PM

So I just learned that I can't use all my GM Card earnings for my Camaro.
WTF!!

The woman said I'm only able to use $1,500.

Is that right??

Seems like a bunch of BS.
I've been putting EVERYTHING on my GM Card since I got it 7 years ago so that I could get a nice discount.

Now this?

What a bunch of horse $#!#

Solo2 · 08-04-2015, 07:42 PM

Yep, rules changed about a dozen years ago. If you have one of the old gm cards, it was unlimited but you couldn't earn more than $500/yr for 7 years, max discount was $3500. Now, new card, earnings unlimited, but capped by Miguel. Sorry, old news.

JoeP@TeamBeckyD · 08-04-2015, 07:56 PM

Quote:

Originally Posted by Solo2

Yep, rules changed about a dozen years ago. If you have one of the old gm cards, it was unlimited but you couldn't earn more than $500/yr for 7 years, max discount was $3500. Now, new card, earnings unlimited, but capped by Miguel. Sorry, old news.

...Your dealer should have told you....
....Did you ask?

Becky

HuJass · 08-04-2015, 08:54 PM

Quote:

Originally Posted by BeckyD@RodgersChevrolet

...Your dealer should have told you....
....Did you ask?

Becky

I did not ask. That's on me.

The woman at Capital One said it's in the Terms, but I'm sure it's fine print legalese.

Iroc Drew · 08-04-2015, 09:13 PM

I went through the same thing with Capital one. 1500 is it. I lucked out the last day and got a 1000 private offer when I took delivery which helped.

mbd314 · 08-05-2015, 09:38 AM

all vehicles are different, 1500 on camaro, however was able to use 3000 last year on my new tahoe. You can check the earnings website and it shows what model/ year gets what allowance of earnings you can use.

TommyTheCat · 08-05-2015, 09:52 AM

When GM got rid of Pontiac and Saturn we will able to use the whole card on any Pontiac/Saturn, if I remember correctly. We ended up getting a Pontiac Vibe for what cost us the change in our pockets

But yes, only got 1500 on the Camaro. The GM website tells you this very clearly and explains the max discount on every car. The spark is like 500, corvette 3000

wilmaya · 08-08-2015, 03:43 AM

I had the old Chase GM Business Card which had no limits. Used $6500 on my ZL1 and just used $7500 on my Cruze. It's now a Capital One Buypower Business Card and it seems to have remained the same. Let see next time.

http://www.capitalone.com/credit-car...0000&WT.srch=1

trashmanssd · 08-08-2015, 06:33 AM

I still have the old gm card that I got over 20 years ago, unlimited points never giving that account up. I think I have averaged 3500$ off on 4 GM cars. Camaro was 3700 points + 1000 private offer + 500 GM Rebate at the time.

HuJass · 08-08-2015, 07:31 AM

They have an upper level GM Card nowadays.
You earn 5% for the 1st $2000(?) within a year and then 2% for the remainder of your purchases for that year.
And then I think you can use all of your earnings toward your purchase. Or maybe the cap is higher.

I'd switch to this card but you can only carry over $300 of your earnings from the lesser card.

ASimmons04 · 08-24-2015, 04:17 PM

How do I get one of these cards??

Ryanbabz71 · 08-24-2015, 04:22 PM

It depends which card you have. Don't believe they offer the old type anymore.

Ryan

08-04-2015, 07:30 PM	#1
HuJass Drives: GM Join Date: Mar 2009 Location: CNY Posts: 1,599 View My Garage	So p o'ed!! Just learned I can't use all my GM Card earnings for my car. So I just learned that I can't use all my GM Card earnings for my Camaro. WTF!! The woman said I'm only able to use $1,500. Is that right?? Seems like a bunch of BS. I've been putting EVERYTHING on my GM Card since I got it 7 years ago so that I could get a nice discount. Now this? What a bunch of horse $#!# __________________ 2015 Camaro 1LE 2009 Challenger R/T 2007 Solstice GXP 2004 Colorado ZQ8 2002 Trans Am WS6 Collector Edition 1999 Blazer 1994 Grand Prix SE B4U

08-04-2015, 09:13 PM	#5
Iroc Drew Drives: 2015 1LE 2SS/RS CRT NPP AYZ NAV SUN Join Date: Aug 2014 Location: North Aurora IL. Posts: 258 View My Garage	I went through the same thing with Capital one. 1500 is it. I lucked out the last day and got a 1000 private offer when I took delivery which helped. __________________ 1989 IROC Z L98. 2015 Silverado LT. 2015 2SS 1LE.

08-08-2015, 03:43 AM	#8
wilmaya Drives: 1970 Chevelle SS396/496 Join Date: Jun 2009 Location: Morristown, NJ Posts: 422	I had the old Chase GM Business Card which had no limits. Used $6500 on my ZL1 and just used $7500 on my Cruze. It's now a Capital One Buypower Business Card and it seems to have remained the same. Let see next time. http://www.capitalone.com/credit-car...0000&WT.srch=1 __________________ ZL1 PZVSH2 VIN #428 02/24/12 Official Delivery Date 04/18/2012 GAZ-Summit White MN6, B92, RTQ, WBP Russell Chevrolet, AR 11/15/11, 1100 01/13/12, 2030 01/30/12, 2000 01/31/12, 3000 02/02/12, 3300 02/11/12, 3100 02/20/12, 3400

08-08-2015, 07:31 AM	#10
HuJass Drives: GM Join Date: Mar 2009 Location: CNY Posts: 1,599 View My Garage	They have an upper level GM Card nowadays. You earn 5% for the 1st $2000(?) within a year and then 2% for the remainder of your purchases for that year. And then I think you can use all of your earnings toward your purchase. Or maybe the cap is higher. I'd switch to this card but you can only carry over $300 of your earnings from the lesser card. __________________ 2015 Camaro 1LE 2009 Challenger R/T 2007 Solstice GXP 2004 Colorado ZQ8 2002 Trans Am WS6 Collector Edition 1999 Blazer 1994 Grand Prix SE B4U

08-24-2015, 04:22 PM	#12
Ryanbabz71 Drives: 2018 Hyper Blue 1SS 1LE Join Date: Jul 2011 Location: Brownsburg, Indiana Posts: 6,231 View My Garage	It depends which card you have. Don't believe they offer the old type anymore. Ryan __________________ Ryan * 2018 1SS 1LE Camaro Hyper Blue Metallic Car Build: http://www.camaro6.com/forums/showth...0#post10049680

08-04-2015, 07:42 PM	#2
Solo2 Drives: Miata Join Date: Dec 2014 Location: SFO Posts: 7	Yep, rules changed about a dozen years ago. If you have one of the old gm cards, it was unlimited but you couldn't earn more than $500/yr for 7 years, max discount was $3500. Now, new card, earnings unlimited, but capped by Miguel. Sorry, old news.

08-05-2015, 09:38 AM	#6
mbd314 Drives: 2013 Chevrolet Camaro ZL1 Join Date: Dec 2012 Location: Albany, NY Posts: 91	all vehicles are different, 1500 on camaro, however was able to use 3000 last year on my new tahoe. You can check the earnings website and it shows what model/ year gets what allowance of earnings you can use.

08-05-2015, 09:52 AM	#7
TommyTheCat SHKE BKE Drives: 2013 Camaro Join Date: May 2014 Location: SoCal Posts: 3,108	When GM got rid of Pontiac and Saturn we will able to use the whole card on any Pontiac/Saturn, if I remember correctly. We ended up getting a Pontiac Vibe for what cost us the change in our pockets But yes, only got 1500 on the Camaro. The GM website tells you this very clearly and explains the max discount on every car. The spark is like 500, corvette 3000

08-08-2015, 06:33 AM	#9
trashmanssd Drives: Black 14 2SS/1LE/RS 14 Tundra Join Date: Dec 2013 Location: Plymouth, Ma Posts: 2,414	I still have the old gm card that I got over 20 years ago, unlimited points never giving that account up. I think I have averaged 3500$ off on 4 GM cars. Camaro was 3700 points + 1000 private offer + 500 GM Rebate at the time.

08-24-2015, 04:17 PM	#11
ASimmons04 Drives: 2015 AGM 2SS RS 1LE Join Date: Mar 2015 Location: South Carolina Posts: 367	How do I get one of these cards??