05-19-2024, 07:13 PM | #1 |
Drives: 2018 ss Join Date: May 2018
Location: Tampa
Posts: 189
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Hagerty insurance
Any of you guys have hagerty on your modern car or classic
Car. Pros and cons? |
05-19-2024, 07:17 PM | #2 |
Drives: 2016 SS Join Date: Oct 2019
Location: Jamestown NC
Posts: 485
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I've had Hagerty on both of my latest Irocs. Stated value, and they required minimal photos. Can't be a daily, and has to be in a garage. Good price, great customer service, I'm happy and will continue to use them for any older cars. Haven't looked into what they may or may not be able to offer me on my '16.
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05-19-2024, 09:51 PM | #3 |
jfkheat
Drives: 2023 Rapid Blue ZL1 Join Date: Nov 2023
Location: South Carolina
Posts: 220
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I have had Hagerty on my 60s muscle car for close to 20 years. I added my 2023 ZL1 a few months ago. I haven't had a claim but have heard good things from people that have. Never insure a classic car through a regular insurance. If you total your car or it is stolen, with companies classic car insurance companies you know up front how much you will get paid through insurance. There are a few restrictions, the car must be kept in a locked garage, it can't be your daily driver and some companies have a mileage limit but they don't check how many miles you drive. For my ZL1, State Farm was over $1100 every six months. With Hagerty it is about $780 a year. The two cars I have with Hagerty, pictured below, cost me $1117 a year.
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05-20-2024, 06:25 AM | #4 | |
Hot Camaro
Drives: '20 2SS Convertible 6MT Join Date: May 2020
Location: CT
Posts: 3,541
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Quote:
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05-20-2024, 07:35 AM | #5 |
Drives: 2011 GMC Sierra 1500 Join Date: Jun 2022
Location: Alabama
Posts: 441
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Recently switched to Hagerty for my '23 LT1. Saved almost $700 a year over previous policy with Allstate. Same coverage/deductible and insured for stated value.
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2023 LT1 Coupe M6 - Black (GBA) on Black (H1T)
Blade spoiler (5ZU), Recaro seats (AQJ), Technology pack (Y3W) LT1 PBC engine built by Shane Parker Current mileage: 322 |
05-20-2024, 08:23 AM | #6 | |
Drives: 2023 2SS Convertible Join Date: May 2009
Location: Metro Detroit
Posts: 1,099
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Quote:
-Geoff
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'12 2SS RS Convertible - Traded in.
'16 2SS Convertible - White on white, mag-ride, NPP, nav. Sold! '23 2SS Convertible -Same as above except orange. |
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05-20-2024, 08:26 AM | #7 |
Drives: '20 ZLE Join Date: Jun 2020
Location: Mile High
Posts: 3,813
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Hagerty declined to insure mine last month due to "excessive mods."
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'20 ZL1LE A10.
LME 390, E2650, FBO. 1116/967. 15" conversion/Weld/MT ET Street R 325/50R15. 100 octane: 1.35/9.25/151 at 3500 ft. (only one pass so far). 100% meth/100 octane: Alky Twin 10+10 MAF; No dyno or ET. |
05-20-2024, 11:56 AM | #8 |
Drives: Chevy Camaro ZL1 Join Date: Jan 2024
Location: Ohio
Posts: 3
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I have all my cars except daily drivers covered with them. Have been with them for several years. All stated value. If something is totaled and it's more than 15 years old, I get not only the covered amount but the vehicle.
My 2024 ZL1 CE is about 720.00 per year. Last edited by SS9146; 05-20-2024 at 12:00 PM. Reason: Typo |
05-20-2024, 12:54 PM | #9 |
Drives: 24 ZL1, 6.2L Denali, 73 SplitBumper Join Date: Jun 2023
Location: Minnesota
Posts: 219
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I got a quote through Hagerty for my 24 ZL1, i stated the value was 85k and they quoted me 2300 a year. With state farm i'm currently paying 1100 for a 6month term, which I only drive it for those 6months anyways, the other 6months its on just comprehensive for 45 a month. To me Hagerty wasn't any better of a deal, other than it being insured for declared value rather than replacement cost.
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2024 ZL1 Radiant Red / Coupe / M6 / PDR / BCD / Carbon Scoop, Dash, Shifter / Red Seat Belts / Black Lugs
https://cws.gm.com/vs-cws/vehshop/v2...FJ1R60R0111531 |
05-20-2024, 01:44 PM | #10 |
Banned
Drives: 2023 Camaro 1SS Join Date: Apr 2014
Location: United States
Posts: 1,593
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Pros: Actually car-focused, and their Driver's Club isn't worthless, and they supposedly have a slightly more intelligent total loss department to determine values around rare and unique vehicles.
Cons: When you insure everything else through another carrier, umbrella policies and such don't apply to the car insured by a different carrier. That's the only thing from keeping me from insuring with Hagerty outside my carrier for everything else. |
05-20-2024, 01:49 PM | #11 |
Big John
Drives: Wife 2013 Camaro 2SSRS / ME? Join Date: Mar 2012
Location: Kentucky
Posts: 364
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Try NCM (National Corvette Museum) insurance.
I had Hagerty and prices went up then I went to Grundy after a couple years their prices went up now I am with NCM and they are great. You can even change mileage limits. I think they have 1,000, 3000, and 5,000 miles, agreed value and the more vehicles you have the cheaper they get. Give them a try you can do an online quote that only takes a few minutes. https://www.ncminsurance.com/ |
05-20-2024, 03:04 PM | #12 | |
Drives: 2023 SS 1LE Sharkskin Join Date: Jun 2023
Location: MAGA COUNTRY
Posts: 314
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Quote:
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ΜΟΛΩΝ ΛΑΒΕ
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05-20-2024, 03:04 PM | #13 |
Drives: 2023 Camaro SS1LE Join Date: Oct 2023
Location: South Windsor, CT
Posts: 46
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I use Hagerty collector car insurance for my 1LE.
I also use Hagerty for my track day insurance. Been easy to work with so far, but haven't had a claim, so I don't know how they are on that part.
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2023 Camaro SS1LE
1989 Trans am GTA |
05-20-2024, 05:46 PM | #14 | |
Big John
Drives: Wife 2013 Camaro 2SSRS / ME? Join Date: Mar 2012
Location: Kentucky
Posts: 364
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Quote:
I didn’t even realize they had anything like it till I read a post on here about 6 months ago. Plus they are super easy to work with. |
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