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Old 03-23-2020, 08:19 PM   #15
Snowwolfe
 
Drives: 2020 ZL1 A10
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Quote:
Originally Posted by 2017-ZL1 View Post
Larger down payment. Score needs to be over 810.
No way do you need a score that high. Please post a link.
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Old 03-23-2020, 09:14 PM   #16
Markoz28

 
Drives: 18 ZL1 nightfall grey A10
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Score in the 700s in your name only should be fine. PenFed is great to get loans through. Real easy too. I bought my 2 Honda accords, ZL1, range rover sport supercharged through them. I went through BMW for my M340i but that’s bc the interest rate through BMW was 1.9%
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Old 03-23-2020, 09:38 PM   #17
BlaqWhole


 
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I do not think you will qualify with a score less than 750 for a car like a ZLE. If it was a Malibu, Equinox, Traverse, Colorado, or one other such vehicle then they would probably approve you. But you're not getting a ZLE, Z06, ZR1, or anything along those lines with your credit. These incentives are for those with really really great A+ credit who want to buy something unnecessary like a ZLE, or for those who are looking to buy something practical like a Malibu and have good credit. GM is not doing this to get people into Camaros and Corvettes. They are doing this to get people in to buy practical cars that they will still be able to afford when things get back to normal.
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Old 03-23-2020, 10:01 PM   #18
ramairroughneck
 
Drives: 2018 Camaro SS
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Not getting approved right now may wind up being a blessing. Proceed with caution
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Old 03-23-2020, 10:10 PM   #19
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Yeah Im sure you need a 760 Fico to get that 0% for 84. There are tiers of credit and you'll need to be a tier 0 (whatever score that needs) to get that rate. Otherwise you are probably a tier 1 and should get 1.9/2.9 from any CU on the planet. Try Lightstream. They will finance you and not require a lean on the title. As in you get the title no matter that you have a loan with them on it.

https://www.lightstream.com/new-car?...sredirect=True
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Old 03-24-2020, 09:20 AM   #20
BlaqWhole


 
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There currently are some crazy deals for the 2019 C7s. You might wanna look into that as an alternative.
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Old 03-24-2020, 09:32 AM   #21
goatjacket
 
Drives: 2018 ZL1 (sold: 2015, Z/28; 19 1LE)
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I'm not desperate to upgrade, just thought I'd bounce on the promotion in these difficult times to help in any small way I can. Thanks to all for their credit 101 injects, but I'll just keep my eyes open for the next deal worth shopping for.
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Old 03-24-2020, 09:53 AM   #22
IneedAZ


 
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Of course they wont have any offers when i am ready to buy again. If they had a LT5 ZL1 avail i would go today and buy one and take advantage of the 0%.

The other thing GM should do is kill the caps on using the HSBC card points. $1500 for a Camaro is too low.
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Old 03-24-2020, 03:10 PM   #23
gotswap
 
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Quote:
Originally Posted by ScatPack View Post
Yeah Im sure you need a 760 Fico to get that 0% for 84. There are tiers of credit and you'll need to be a tier 0 (whatever score that needs) to get that rate. Otherwise you are probably a tier 1 and should get 1.9/2.9 from any CU on the planet. Try Lightstream. They will finance you and not require a lean on the title. As in you get the title no matter that you have a loan with them on it.

https://www.lightstream.com/new-car?...sredirect=True
Just looked @ Lightstream, those rates are horrible
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Old 03-24-2020, 03:34 PM   #24
Snowwolfe
 
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BOA is 2.69% for new cars up to 5 years.
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Old 03-24-2020, 04:03 PM   #25
ABQautoxer
 
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Quote:
Originally Posted by gotswap View Post
Just looked @ Lightstream, those rates are horrible
No collateral loan. Seems actually not bad when you factor that in.
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Old 03-24-2020, 05:42 PM   #26
2017-ZL1
 
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Quote:
Originally Posted by Snowwolfe View Post
No way do you need a score that high. Please post a link.
I don't need to post a link. I'm speaking from my past experience.

Last edited by 2017-ZL1; 03-24-2020 at 05:53 PM.
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Old 03-24-2020, 05:44 PM   #27
kropscamaro16


 
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810 is pretty high i have a 16 camaro ss that i pay around $500 a month for put a shit ton down and a 17 used cruze lt i put like 2k down for and pay around $250 a month for


once the camaro is paid off next year ill probably get rid of the cruze and get a new cadillac or something nice for a daily and the camaro will still be the weekend race car
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