[Johnfin]

I would like to see what you guys are paying across the USA. Here in Florida we are raped on all types of insurance. So for a comparison, I have a 2023 V6 Camaro, 250/500K insurance, $1000 deduct, full coverage, perfect driving record over 50 years old and I pay $1500 every 6 months.

[ZED SLED]

2016 Silverado Z71, 2017 ZL1, 2020 Acadia AT4 $1050/6 mo. I'm 66. No tickets, no accidents. It goes up 5% every 6 mo and the legislature just approved they can increase another 5% next month and again later in the year.

[90503]

All insurances are going up everywhere. Home, auto, umbrella, all reflecting inflation and liability costs. I've gotten numerous e-mails and letters from my agent explaining and somewhat apologizing for the increases. I can't complain, options are dwindling and somewhat of a consolation that you can even get insurance at all in some cases.

Good luck to us all.

[zedts1986]

I'm in New York and I'm paying $2052 per year for a 2024 Blazer and 2024 Camaro 2SS. Both with full coverages and a $1000 deductible. 37 year old male.

[S.Macias]

2016 Camaro 1LT V6 and 2022 Dodge Durango SXT. Bodily Damage, Property and Liability 100k/300k/100k, Uninsured and Underinsured 100k/300k, Comprehensive and Collision $500 deductible. $3,000 custom parts and equipment value coverage, roadside assistance with 25 mile tow. Both commuters at 20,000 miles annually. $1,885/6 months. 35 yo male with wife also on policy

[knighti2]

Have policy with USAA and live in Va. Im 52 have 3 cars on insurance.


The Camaro, 2018 2SS, cost me 488$ per six months with 1000$ deductible.


My wifes 2003 Lexus now with our 18 year old driving cost me twice that.

[Evergreen6]

I guess that's the price of living in the "free" state of Florida.

Here where we actually regulate our insurers and don't live in the path of hurricanes (Upper Left), the policy on my new 2023 SS just billed at $673 per 6 months. That is actually fairly expensive given other newer vehicles on our policy. Our "agent" - although everything is done online - said these vehicles just have a high loss ratio, always have.

That's 250/500/100 coverage, same for UM coverages, $500 deductibles collision and comp, $25k PIP. No rental, roadside, or anything else.

[knighti2]

Originally Posted by MSS1LE

Insurance on my kids' cars is a different story.

Im feeling your pain, well my son is as he pays it, but still its crazy.

[zedts1986]

Originally Posted by 90503

All insurances are going up everywhere. Home, auto, umbrella, all reflecting inflation and liability costs. I've gotten numerous e-mails and letters from my agent explaining and somewhat apologizing for the increases. I can't complain, options are dwindling and somewhat of a consolation that you can even get insurance at all in some cases.

Good luck to us all.

My homeowner's policy went down $200 for the year, and that's with increasing my replacement coverage from $300k to $500k.

[Rogueleader_92]

Everyone should find an insurance BROKER, they are free agents that sell all kinds of insurance with all the major companies plus tons of lesser known ones who keep their prices down by not spending their customers money on things like advertising.

I give my broker my info, what levels of insurance including deductibles ($100) and if I want things like under/uninsured (always get these) and he comes back with the best 3 prices (800/6months for my 3LT Camaro, 1100 total for my wife's '11 Cruze included). If the prices go up I can just call him and ask for a new round of quotes, if nothing has changed on my end that's a 30 second conversation, he just uses my last set of info and a few hours later he has new quotes or tells me I'm still doing best where I am.

[jd2021]

Originally Posted by Rogueleader_92

Everyone should find an insurance BROKER, they are free agents that sell all kinds of insurance with all the major companies plus tons of lesser known ones who keep their prices down by not spending their customers money on things like advertising.

I give my broker my info, what levels of insurance including deductibles ($100) and if I want things like under/uninsured (always get these) and he comes back with the best 3 prices (800/6months for my 3LT Camaro, 1100 total for my wife's '11 Cruze included). If the prices go up I can just call him and ask for a new round of quotes, if nothing has changed on my end that's a 30 second conversation, he just uses my last set of info and a few hours later he has new quotes or tells me I'm still doing best where I am.

Dang I have to find myself a broker.

My insurance went up about $400 on my last renewal period which I thought was ridiculous. I pay ~$2200 for 6 months for my 2023 1SS 1LE and my wife's 2007 SR5 4Runner. My wife and I have zero accidents and are both late 20's. I'm insured through Costco Connect right now. $1000 deductible on my car and $500 on my wife's since going up on her deductible didn't change the price much. We both have full coverage at $100,000/$300,000.

[Evergreen6]

Originally Posted by Rogueleader_92

Everyone should find an insurance BROKER, they are free agents that sell all kinds of insurance with all the major companies plus tons of lesser known ones who keep their prices down by not spending their customers money on things like advertising.

I give my broker my info, what levels of insurance including deductibles ($100) and if I want things like under/uninsured (always get these) and he comes back with the best 3 prices (800/6months for my 3LT Camaro, 1100 total for my wife's '11 Cruze included). If the prices go up I can just call him and ask for a new round of quotes, if nothing has changed on my end that's a 30 second conversation, he just uses my last set of info and a few hours later he has new quotes or tells me I'm still doing best where I am.

Brokers are not fiduciaries but they may find you lower rates. They also have to make money and they do it on a percentage of the premium and/or commission. Often you can get a better rate by rate shopping on your own and eliminating another expense in the middle.

[S1lent]

For my 2023 1SS:



State Farm - Tennessee

Bodily Injury - $500k per Accident/$250k per person
Property Damage - $100K
Uninsured/Underinsured - $500k per accident/$250k per person

Comprehensive Decuctible - $100
Collision Deductible - $500


Cost per 6 months: $645

[HemiDave]

Grundy.
Long Island N.Y.
2023 ZLE
$1,200 per year with 1000 deductible.
Agreed loss value 100K.