[CamaroJim56]

$1232 full coverage 16 SS and a 15 Explorer
$500/250 for deductibles, over 60yo
No accidents or tickets, and retired. Here in the Tampa area like you.

Originally Posted by Johnfin

I would like to see what you guys are paying across the USA. Here in Florida we are raped on all types of insurance. So for a comparison, I have a 2023 V6 Camaro, 250/500K insurance, $1000 deduct, full coverage, perfect driving record over 50 years old and I pay $1500 every 6 months.

[Dabjbr]

Originally Posted by Rogueleader_92

Broker got back to me, best he could do is move me to progressive and save me 6% but that would unbundle my home insurance and raise it more then the savings would be for my cars. Told me to give him a call in 6 months when the home owners insurance came due and he would re shop it all.

I called my cousins broker whom he swears by. Despite the fact I pay 12k per year for bundled auto/home/umbrella insurance, he said he couldn’t beat it. So instead, I pulled the camaro off and have that insured through Grundy. That saves me roughly $1600.

I’m disgusted with these rates! They’re crooks.

[KC64]

Insurance the last three years along with everything else has skyrocketed! Prices are astronomical and part of the reason is the supply chain is broke, getting parts is a nightmare and add the cost of parts has risen out of control on top of that!
The sad part is we are going to have to go through this for another year of rising costs and then prices should begin to fall back in line like they used to be. Although living in the Harris and Galveston Counties prices for all is a bit higher because of all the crazy drivers and the mass of people they keep building houses for. They keep packing us in like Sardines!!!

[Whoomba]

Anyone got low mileage rates on theirs? We’re both retired and it’s a second car and not driven much.

[ItsChristianInHD]

Originally Posted by CHASLT1

Still better than mine with 10/20 only and one car at 1k per 6 months.

That’s not bad for Tampa!

I need to consider myself lucky then, lmao.

[ItsChristianInHD]

Originally Posted by Whoomba

Anyone got low mileage rates on theirs? We’re both retired and it’s a second car and not driven much.

I have two on low mileage. Saved me about 200 bucks every 6 months.

[CHASLT1]

Originally Posted by ItsChristianInHD

That’s not bad for Tampa!

I need to consider myself lucky then, lmao.

I am on the gulf northwest of Tampa.

[IMCWORTH]

Here in California
I just got my insurance bill $7100 i just about lost my mind
No tickets and 1 not at fault accident and I get all the discounts they say lowers it. Good driver, mature drivers, multi car
Last year it was $3400 for 2 vehicles for a $500,000 policy $500 deducible
AAA is going away at this point Any one else had their rate jump this high?

[arpad_m]

Originally Posted by IMCWORTH

Here in California
I just got my insurance bill $7100 i just about lost my mind
No tickets and 1 not at fault accident and I get all the discounts they say lowers it. Good driver, mature drivers, multi car
Last year it was $3400 for 2 vehicles for a $500,000 policy $500 deducible
AAA is going away at this point Any one else had their rate jump this high?

Was that for 6 or 12 months? Either way, it's crazy high even for a year, but utter highway robbery if 6 months...

[IMCWORTH]

Originally Posted by arpad_m

Was that for 6 or 12 months? Either way, it's crazy high even for a year, but utter highway robbery if 6 months...

12 months
when I called to tell AAA the rate hikes were crazy high. and the rep at AAA thought so also. Looked into it and she knew my mileage and everything.
wonder if smart driver got me even though I opt'ed out

[Gunkk]

Originally Posted by IMCWORTH

12 months
when I called to tell AAA the rate hikes were crazy high. and the rep at AAA thought so also. Looked into it and she knew my mileage and everything.
wonder if smart driver got me even though I opt'ed out

Get the breakdown detail before and after. See what changed.

My guess: comp went sky high (due to high theft rate in CA). But your liability is also 500k (like mine) and liability is the highest part of my insurance bill ... more than all the rest put together.

[SSShark]

Originally Posted by KC64

Insurance the last three years along with everything else has skyrocketed! Prices are astronomical and part of the reason is the supply chain is broke, getting parts is a nightmare and add the cost of parts has risen out of control on top of that!
The sad part is we are going to have to go through this for another year of rising costs and then prices should begin to fall back in line like they used to be. Although living in the Harris and Galveston Counties prices for all is a bit higher because of all the crazy drivers and the mass of people they keep building houses for. They keep packing us in like Sardines!!!

I call BS. I think we're being price gouged on all types of tangible goods. Companies enjoyed and continue to enjoy those post covid profits and don't really care to pass any savings along after things stabilized somewhat. Just my 2¢.

[SwL_Wildcat]

I'm looking at changing the insurance on the ZL1 CE to Haggerty. They are quoting $4100 CDN ($3000 USD) per year for $250K CDN ($185K USD) coverage, 5M liability, $5K deductible. My current policy has "replacement valve" at $1200 per year, but they couldn't tell me how much that was. I'm guessing they will call it just a used ZL1 and give me $60K if something happens.

[HankVA]

In central VA, Erie Insurance. 2024 SS, $756 a year for over 50 and multicar + home discount. Rate locked through 2026, thankfully. Low miles option for 500/500/200 w/ $250 deductible.