10-10-2016, 12:23 PM | #99 | |
C'mon- really?
Drives: Looking for a ZL1 Join Date: Aug 2009
Location: Nortwestern Ohio
Posts: 1,966
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Quote:
The girl that wants to marry you for YOU and start a family with you BECAUSE you are you is THE girl you want. Best of luck!
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Steve
2018 Camaro 2SS 1LE Black #3805 - SOLD |
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10-10-2016, 12:40 PM | #100 | |
Drives: 2017 Camaro 1LT/RS (V6) Join Date: Dec 2008
Location: Long Island, NY
Posts: 911
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10-10-2016, 12:42 PM | #101 |
Drives: 16 Camaro SS Join Date: Jul 2012
Location: Menifee
Posts: 820
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Oops, there is an opening for a can of worms, get ready.
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Interior: Adrenaline Red. SS/2SS, M6, NPP, Sun Roof, 8" Nav. Black 5 Spoke Wheels.
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10-10-2016, 12:45 PM | #102 |
C'mon- really?
Drives: Looking for a ZL1 Join Date: Aug 2009
Location: Nortwestern Ohio
Posts: 1,966
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What ever floats your boat.
Like Seinfeld always said, 'Not that there's anything wrong with that!'.
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Steve
2018 Camaro 2SS 1LE Black #3805 - SOLD |
10-10-2016, 01:04 PM | #103 |
Drives: 2014 2LS (traded in) 2015 1SS 1LE Join Date: Apr 2015
Location: New York
Posts: 2,132
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....and no unexpected children....
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10-10-2016, 10:44 PM | #104 |
Drives: 2016 2SS, GRed/Blk MT6, NPP, MRC Join Date: Sep 2012
Location: NJ,DE - It's a Philly thing.
Posts: 23
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Gen 6
Ant....
I understand the appeal of the Gen 6 and all the incentives make it very desirable. You've been given some very good advice from the members. Maybe if you really want a camaro you can pitiable pick up a set Gen 5 for a reasonable payment with a3 or 4 yr loan in your budget. This will give you opportunity to have something which has some equity. I personally took an 84 month loan at 2.75% however, I'm older with a secure job in IT and I have plans to pay extra starting in 15 months. My wife and I also have two homes and one will be rented to build equity. My suggestion. ?.. Start low and build yourself up. Figure out the important things in life. Necessity vs wants is the way to help decide. You're young. At 26 you will need to start paying for health insurance next year. Building your own lifestyle without parents. Hope that helps a bitb with your decision. Maybe if you wait just a bit longer the deals will be even better on a 2016 and you can do the 5yr loan. Do not do a lease at your age. |
10-11-2016, 12:25 AM | #105 |
Drives: 2013 2LT RS, 2017 ZL1 Join Date: Jan 2013
Location: Houston, TX
Posts: 479
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Fresh out of college, job? Renting? Living with parents? Student loans? Health insurance? If all these were taken care of and I could do payments every other week then yes I would take that loan. Only take a long term loan if you have the financial stability to pay it off well far ahead of schedule. I saved up enough to need a loan less than 10k for 24 months @ 2.33% for my current car. With my budget I have been following I'll be able to afford my ZL1 order without a trade in. Patience pays off in the long run.
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10-11-2016, 01:44 AM | #106 | |
Drives: 16 Camaro 2SS Join Date: Aug 2016
Location: AZ
Posts: 224
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Quote:
Avoid the extended warantee BS with the whole complex computer system parts spiel, its NOTHING but a profit generator for the dealerships and finance guys make a commission based on number of sold warantees, at what price they sell it at doesnt matter..all about quotas. If you buy a lemon, major issues will crop up well before 36 months and you have the factory warantee to fix it. You can always buy 3rd party extended warranties, well after the fact, if you change your mind later. You will most likely rip out warranted stock parts and upgrade anyways...we all do it. I was a finance guy in a former life....hence my hatred of the above! Dont ever settle for a car thats not quite what you want, because you will always be wanting that something else later and it will cost you big time. Hard to walk away when you REALLY want a Camaro, but the color and interior is 3rd choice. Sounds like you have the "one" picked out however. Regardless, do what makes you happy...you'll love the car. Seriously...when I graduated college, was driving a stock, POS, 90s gutless Mustang with Louvers! YOU will be living large Mr college grad. Last edited by DisturbedSS; 10-11-2016 at 02:18 AM. |
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10-11-2016, 02:00 AM | #107 |
Drives: 1969 Mustang MaCh1 Join Date: Nov 2015
Location: SJ
Posts: 835
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Yes and no. By buying the previous model year, the car has already depreciated about 10% as well.
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1969 Pro-Touring MaCh 1 - CHP 427w 10.8 comp - 3140 lbs. - 460 rwhp / 490 rwtqT56 Magnum || 14" 6 piston front / 13" 4 piston rear Wilwood brakes || Hydraulic clutch || 9" Detroit Locker || TCP Coilovers || Forgeline Wheels 18x10 275/35 front, 19x12 325/30 rear |
10-11-2016, 02:23 AM | #108 | |
Drives: 16 Camaro 2SS Join Date: Aug 2016
Location: AZ
Posts: 224
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Quote:
Sorry...was too easy. Love the color btw. I had the same stingray but in Red and every girl at work wanted a joy ride...great ice breaker for a single guy. Last edited by DisturbedSS; 10-11-2016 at 02:34 AM. |
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10-11-2016, 02:26 AM | #109 | |
Drives: 16 Camaro 2SS Join Date: Aug 2016
Location: AZ
Posts: 224
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My goal is to keep adding performance parts every couple years to help squish the urge to trade up. |
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10-11-2016, 02:44 AM | #110 | |
Drives: 1969 Mustang MaCh1 Join Date: Nov 2015
Location: SJ
Posts: 835
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Quote:
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1969 Pro-Touring MaCh 1 - CHP 427w 10.8 comp - 3140 lbs. - 460 rwhp / 490 rwtqT56 Magnum || 14" 6 piston front / 13" 4 piston rear Wilwood brakes || Hydraulic clutch || 9" Detroit Locker || TCP Coilovers || Forgeline Wheels 18x10 275/35 front, 19x12 325/30 rear |
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10-12-2016, 01:00 AM | #111 | |
Drives: 16 Camaro 2SS Join Date: Aug 2016
Location: AZ
Posts: 224
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Quote:
You need to post a pick of the 69 Mach1, absolutely my fav mustang model...seriously jealous. If I had better mechanical skills, that would be "the one". You do the resto on it? |
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10-12-2016, 01:14 AM | #112 | |
Drives: 14 Silverado LTZ Z71, 16 Camaro SS Join Date: Nov 2009
Location: Jackson, Michigan
Posts: 4,408
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Quote:
Those with good credit looking for 84 month loan nationwide has the best rates in the country from what I could find. Apply all online you can have your money in a half hour. The dealership I went to the person had been financing people for 30 years and couldn't beat it. I got 2.74% for 84 months. My credit score is 832. Only added a few hundred over a 72 to total price of loan. I'll never be upside down considering the crazy deal I got and my down payment. That and I've never went full term on a loan. I just needed a lower payment right now till my trucks payed off. After that the SS will be payed off in short order. Having a lower payment and fitting something into the current situation can be a better option than a higher payment at times for budgeting reasons. 84 month not a bad idea depending on the situation and if you know what you're doing etc imo |
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