02-12-2015, 11:00 PM | #1 |
Drives: 2011 Camaro Silver Ice Join Date: Mar 2009
Location: Washington DC
Posts: 128
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GM Credit Card
www.gmcard.com
Just in case there are people who don't know about this. It seems like a great way to help get into your Camaro if you're sure you want it, because the rewards can only be used on GM vehicle. It almost makes you want to wait longer . . . amost. My apologies to the mods if this post is inappropriate. |
02-15-2015, 09:38 PM | #2 |
Drives: 2013 ZL1 M6, '99 Tahoe 2Dr Sport Join Date: Mar 2013
Location: South of Houston, TX
Posts: 890
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Only if you pay it off each month and avoid the ridiculous interest of the card.(which I do) I have redeemed $3500 so far on 3 vehicle purchases. (Including $1500 towards my ZL1.)
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02-17-2015, 06:49 AM | #3 |
HYPER SS
Drives: 2016 Supercharged 2SS Join Date: Feb 2014
Location: Troy OH
Posts: 1,252
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interest rate!! wow!
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02-17-2015, 08:46 AM | #4 |
General Motors Aficionado
Drives: 2023 GMC Canyon, 2020 Colorado Join Date: Aug 2008
Location: Florida
Posts: 37,371
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Just pay it off every month like you're supposed to. I've had it for almost a year now and it's been fine. My parents have had it for decades and never been charged any interest.
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2023 GMC Canyon Elevation 2020 Chevrolet Colorado W/T Extended Cab (State-issued) |
02-17-2015, 10:10 AM | #5 |
Drives: 2000 WS6 Join Date: Dec 2014
Location: AZ
Posts: 497
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Make sure you get newer "BuyPower" version from Capitol One, not the old rewards card.
Just put regular monthy expenditures on the card, avoid big purchases, and remember a bigger balance in your account doesn't equate to disposable income until the bill is paid again. I put my car insurance, cell phone, DirecTV, gas pump transactions, and any other utilities that would take a credit card on it. Based on what I saw on another forum (GMinsider) occasionally GM will offer up temporary "bonus" points, usually during the slower sales months in the winter. These points have short expiration dates, unlike the points you earn which never expire. |
02-17-2015, 06:23 PM | #6 |
Drives: 2013 Triple Black ZL1 Vert M6 ECF Join Date: Mar 2011
Location: Trenton, Michigan
Posts: 7,047
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Also, no matter how many reward points to accumulate, you can only use a certain limit for each model of GM.
AND, it also depends on what other discounts you apply to your purchase. |
02-19-2015, 10:04 AM | #7 | |||
Drives: 2000 WS6 Join Date: Dec 2014
Location: AZ
Posts: 497
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Quote:
Quote:
The only discount it says it won't work with is an employee/supplier discount. Quote:
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02-21-2015, 05:13 PM | #8 |
Drives: 2015 ZL1 AGM Join Date: Jan 2008
Location: Eastern Idaho
Posts: 85
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I have had the card since '94. It really helps. I redeemed $3200 on 2015 3500 last month (between earned and top off offer). I have used it on 5 vehicles, it is a nice kicker, as mentioned just don't carry a big balance.
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06 GMC 3500 CC 4X4 Duramax
2015 Chevy 3500HD CC SRW 4X4 Duramax 2015 ZL1 Camaro AGM |
02-21-2015, 07:01 PM | #9 | |
Drives: 2013 Triple Black ZL1 Vert M6 ECF Join Date: Mar 2011
Location: Trenton, Michigan
Posts: 7,047
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Quote:
As far as not being able to combine it with other discounts, it was the supplier discount I was using for that car that wouldn't let me use the GM card discount. |
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02-21-2015, 07:11 PM | #10 |
General Motors Aficionado
Drives: 2023 GMC Canyon, 2020 Colorado Join Date: Aug 2008
Location: Florida
Posts: 37,371
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You need the Extended Family Card to combine it with Supplier/Employee Pricing.
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2023 GMC Canyon Elevation 2020 Chevrolet Colorado W/T Extended Cab (State-issued) |
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