07-10-2023, 12:22 PM | #1 |
Drives: 2018 ss Join Date: May 2018
Location: Tampa
Posts: 188
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Insurance Rates
And you guys think I pay too much @ $2000 year with a prefect driving record and almost 60. What do you think this guy pays after totaling a $300k ferrari.
https://www.yahoo.com/autos/ferrari-...133100783.html |
07-10-2023, 12:46 PM | #2 |
Thank you Al Oppenheiser!
Drives: Red Hot A10 ZL1 Convertible Join Date: Jun 2017
Location: Sarasota, FL
Posts: 5,001
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$1k/year with Grundy $75k declared value collector policy. Not for everyone, but works for me.
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07-10-2023, 12:56 PM | #3 |
Drives: 2018 ss Join Date: May 2018
Location: Tampa
Posts: 188
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Unless you ever had to use a collector car insurance or declared value policy(I have), those numbers are worthless. They are eager to sell you valued policies
but when it comes time for a claim its a different story. My collector car was rear ended and it had a declared value but it took 5 months, a hassle, and lawyers at my expense to get it right. One thing I have learned is to pay an attorney $200 to read the policy (the thick book they dont give you, not the dec page) to make sure you are really covered. The dec page is worthless, its the fine print they get you on. Remember insurance companies are in the business to make money, not loose it. Agent told me a story about a Shelby Gt500 that was stolen out of a steel shipping container in the guys backyard. Was not covered because it was not considered a "Garage". The fine print. Last edited by Johnfin; 07-10-2023 at 12:59 PM. Reason: add |
07-10-2023, 12:57 PM | #4 |
Drives: 2023 ZL1 Vert M6 "Sharky" Join Date: Mar 2020
Location: Earth
Posts: 4,046
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Whe I brave going to Florida, and pass over the state line and notice the 100s of lawyer billboards, you are probably lucky you only pay 2k
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2023 Camaro ZL1 Vert TR-6060 Sharkskin "Sharky"
Firecracker Red Wrangler Willys, 3.6L eTorque, 850RE 8 speed automatic, 25W Willys package, Technology Group, Convenience Group (aka $600 garage door opener), Cold weather Group, Trailer Tow and HD electric group with AUX switches, 3 piece black freedom top. |
07-10-2023, 01:06 PM | #5 |
Having FUN in the SUN...
Drives: 2022 M6 ZL1 1LE Join Date: Jan 2022
Location: San Diego CA
Posts: 1,102
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I pay approx. $1,600 per year with AAA, and only logged 2,500 miles last year... been driving for 27 years and have a clean history... then again, im in CA :(
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2022 M6 ZLE: Katech Standard Ported Blower + Ported Heads + 103mm TB + Oil Pump + C5R Chain + Valve Covers + Coil Relocation Kit
TSP VVT and DoD Delete Covers + LME Chain Guide + DSX Billet Lid + ATI Damper + 9.17" Lower + 2.4" Upper + MM Wild Catch Can Coated AR Headers + GESI UHO Cats + V Bands + AWE Touring + Magnaflow Center X + MSD Coils + Banks iDash + JMS Booster ALL the BMR Read End Goodies + BMR Motor Mounts + JRE Terminator Cam Package + Big Gulp + GMS High Flow Crash Bar DMS Front HX + Fender Tank + FIC 30's + APEX SM.10's + TOYO 305/345 R888R's = 775rwhp 815rwtq @E55 13.5psi |
07-10-2023, 01:14 PM | #6 |
Drives: 23 ZL1 A10 Rapid Blue Join Date: Aug 2020
Location: MO
Posts: 2,014
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USAA jammed me for a 20% increase at this renewal to $709/6mths, went to Progressive for $443/6mths. I hadn't shopped car insurance for a decade at least, I was always happy with USAA but said no to a 20% increase for no reason at all. No tickets, credit score above 800. They got cancelled.
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07-10-2023, 01:59 PM | #7 |
Faster!!!
Drives: 2020 Camaro 1SS 1LE Join Date: Mar 2020
Location: Long Island NY
Posts: 1,001
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I pay just over $2000 annually, ~$2100, but that is for the Camaro AND my Silverado
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07-10-2023, 02:34 PM | #8 | |
Having FUN in the SUN...
Drives: 2022 M6 ZL1 1LE Join Date: Jan 2022
Location: San Diego CA
Posts: 1,102
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Quote:
Deductibles $200 for comp $1000 for collisions Limits Bodily / Property / Medical = 100/300/300 Excessive Medical = $5k Total reimbursement of 20% over KBB
__________________
2022 M6 ZLE: Katech Standard Ported Blower + Ported Heads + 103mm TB + Oil Pump + C5R Chain + Valve Covers + Coil Relocation Kit
TSP VVT and DoD Delete Covers + LME Chain Guide + DSX Billet Lid + ATI Damper + 9.17" Lower + 2.4" Upper + MM Wild Catch Can Coated AR Headers + GESI UHO Cats + V Bands + AWE Touring + Magnaflow Center X + MSD Coils + Banks iDash + JMS Booster ALL the BMR Read End Goodies + BMR Motor Mounts + JRE Terminator Cam Package + Big Gulp + GMS High Flow Crash Bar DMS Front HX + Fender Tank + FIC 30's + APEX SM.10's + TOYO 305/345 R888R's = 775rwhp 815rwtq @E55 13.5psi |
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07-10-2023, 03:02 PM | #9 |
Drives: '23 1SS Sharkskin A10 Join Date: Sep 2018
Location: South Florida
Posts: 1,096
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Lol, $5k/yr for my 23 SS and a 22 Mini Cooper Countryman. The Mini in is a lease and the SS financed. Welcome to Florida my my friends. The land of the uninsured driver.
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07-10-2023, 03:09 PM | #10 |
Drives: 2023 Sharkskin 2SS Join Date: Oct 2022
Location: NWFL
Posts: 758
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07-10-2023, 03:22 PM | #11 |
Drives: '23 1SS Sharkskin A10 Join Date: Sep 2018
Location: South Florida
Posts: 1,096
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07-10-2023, 03:39 PM | #12 |
Drives: 2017 1SS 6spd Join Date: Jan 2011
Location: Utah
Posts: 2,886
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I heard some insurers are not renewing homeowner's in Florida as well- without warning!
Here in sunny (O.K.- its hot enuff right now to be... well the only thing missing is the smell of sulfur) S.Utah, AAA insurance is charging me $921/year for the following coverage on the Camaro SS: Deductibles- $500 for comp. and collision Coverage Limits- Bodily/Property/Uninsured/Underinsured = 500,100,500,500 I've also got a clean record and am old enuff to qualify for Medicare, but I don't drive like it! Fortunately I've been extremely lucky but my wife who's on the same policy has totaled 1 Subaru and damaged another a couple of times. Her car costs me another $550 a year for the same coverage. And AAA covers our home as well for a very reasonable rate. |
07-10-2023, 03:41 PM | #13 |
Drives: 2023 ZL1 Vert M6 "Sharky" Join Date: Mar 2020
Location: Earth
Posts: 4,046
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See post #4
__________________
2023 Camaro ZL1 Vert TR-6060 Sharkskin "Sharky"
Firecracker Red Wrangler Willys, 3.6L eTorque, 850RE 8 speed automatic, 25W Willys package, Technology Group, Convenience Group (aka $600 garage door opener), Cold weather Group, Trailer Tow and HD electric group with AUX switches, 3 piece black freedom top. |
07-10-2023, 03:47 PM | #14 |
Drives: 2020 Chevy Camaro ZL1 Join Date: Apr 2023
Location: Calgary Canada
Posts: 1,581
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$750 with classic car insurance, for some reason the 6GEN Camaro qualifies? hundred percent replacement value and a shit load of other perks that my other regular insurance doesn’t offer. But also I am only good to drive my car for 7-8 months a year due to winter
http://oldisgoldcarinsurance.com/ For anybody in Alberta Canada |
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