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Another thing is... The 3 credit scores aren't everything that determines the #s. Credit history (how many loans have you gotten and paid em off?), job security and history (how long you have worked at your current job and past jobs), home ownership or renting, Debt to income ratio as well.

I have checked with Truity Credit Union, Skyward Credit Union, a couple international banks and will be checking with places that the dealership I ordered the camaro from when we get an invoice as well. But from all the places I have checked, 2% to 4% apr is the average and monthly term doesn't change the APR % either.

Another thing to add is 0% is via GM themselves so if they don't offer 0%/72mo which we know there is no reason for them to for 2016 camaro... There will be some APR % from other places albeit low. GM is "cool" enough to not make money on your loan haha.