Quote:
Originally Posted by M12LRV
How much higher are dealers rates than banks? I don't want to shop around at banks because they will pull my credit, and lower it and I don't have a credit union. What have you guys been doing?
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That isn't quite the way it works. While, yes, they are pulling your credit and they are hard inquiries the credit companies treat those pulled within a certain time frame as only one credit pull. Do NOT be afraid to shop around.