Quote:
Originally Posted by TJay74
And yes, I took the dealers financing and will take it to my bank before the 1st payment is even due at half the rate the dealer charged me. It was a slap in the face for their rate. 854 credit score and US Bank offered 4.4%.
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4.4 with a 854? They should do you way better than that. I'm just a tad lower score wise and got multiple 1.9% rates from the dealer. But I used my credit union this time, 1.75% for the $15,000 I borrowed. I just brought my down payment check, and loan check to the dealer...easy that way too.