Bought a new Explorer last Spring, told the dealer I could get "x" rate from my Credit Union, I said match it.... He beat it.
I think you have to give them a real number that is available to you, and they can usually beat it, if not, use your source.
I am sure they do get a kick back, but bet that they can get rates better than us, and pocket the difference.
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2016 Hyper Blue 2SS
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