[Giri]

So a little under a year ago I had a minor incident where a flying piece of plywood hit me on the interstate. Car lost coolant and car got towed to dealer. 2 weeks later, comp claim on insurance for 3,500 damage. $500 deductible. Sucks but whatever, Atleast my insurance didn't go up.

Should I have looked into a diminshed value claim? I don't want my rates to go up but my carfax does show an incident now.