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Old 03-11-2018, 11:19 AM   #12
keon718nyc

 
Drives: Challenger SP Shaker/Arcadia Denali
Join Date: Jan 2016
Location: New York City
Posts: 1,928
Quote:
Originally Posted by ChevyCav View Post
Also, I don't want it to break his bank obviously he's still my boy, why shouldn't I file with insurance? I'm hoping my rates would not go up being that I had no part in this situation. Also I figure it'll cost more than the $500 deductible... whats the estimated damages?

Also to add onto this does anyone know of any good collision shops in NJ? South jersey, Galloway area!
I had a guy hit my BMW from the back and claim he didnt hit it when the cops came. I went through my insurance to have it fixed and regardless who caused my insurance went up. If the damage is not far over the $500-$800 mark which it may not be then i would go about looking to fix it yourself IMO. Next time i will do the same. All insurance companies have different policy's so i would inquire with yours before making any decisions as i don't think it could hurt.
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