should it be totaled ?
Having spent 30 plus years as a auto insurance claims adjuster, it is not your choice. its strickly dollars and or state law that decide if its a fixer or not.Where i come from, if the car is seven model years or newer and its over 70% damage based on market value, then its a total. If a older car, it based on salvage value again, after a determination of market value. I see your point, yet another example of driver with out liability insurance, driving and damaging your pride and joy ! The state needs to make that a very unpleasant situation for the non insured, maybe a ride in a sinking ship would solve that ? Hey, that is a great solution to a lot of low lifes !!!
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