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Old 07-29-2020, 11:10 AM   #58
foshjowler's Avatar
Drives: 2017 Camaro 2.0T
Join Date: Jan 2020
Location: Raleigh, North Carolina
Posts: 311
Originally Posted by Redline_2ss View Post
Very well put! Been at a chevy dealer for years and yes we consistently get the same or better rates than when people come with pre-approvals. Banks reach out to us and let us know when they're willing to get more aggressive on loans since they haven't been receiving as many as usual. We call them and let them know to match or slightly beat your rate and they usually give us a small flat fee. It's a win-win
That's what happened to me. Came in with a pre-approval through Cap-one and left with something like .5% better through Wells Fargo. I'm happy, the dealership is happy, I assume the bank is happy.

Cap-one's online portal is miles better than Wells', but Wells has actual locations, so it'll be easier when it comes time to sell if I decide to sell privately.
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