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Old 07-28-2020, 09:43 PM   #45
Drives: 2016 Mustang GT
Join Date: Oct 2016
Location: Texas
Posts: 64
Credit Union’s are great if you are building your credit but you will consistently beat their rates if you have established credit.

Beginning of 2016 when I purchased my 2016 Mustang GT, Capital One gave me a 6 Year @ 1.95% with $2,000 down. Had just under a 700 credit with each major credit agencies back then. Summer 2020, around 750 now, yet they only offered a 6 Year @ 3.98% with $2,000 down. If GM Financial offers another 0% type promo when my 2021 Camaro is delivered in October, I would more than likely go with them this time around versus my bank Capital One. In other words, it varies who has the best rates.
seethruya is offline   Reply With Quote