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Old 07-28-2020, 09:43 PM   #45
seethruya
 
Drives: 2016 Mustang GT
Join Date: Oct 2016
Location: Texas
Posts: 64
Credit Union’s are great if you are building your credit but you will consistently beat their rates if you have established credit.

Beginning of 2016 when I purchased my 2016 Mustang GT, Capital One gave me a 6 Year @ 1.95% with $2,000 down. Had just under a 700 credit with each major credit agencies back then. Summer 2020, around 750 now, yet they only offered a 6 Year @ 3.98% with $2,000 down. If GM Financial offers another 0% type promo when my 2021 Camaro is delivered in October, I would more than likely go with them this time around versus my bank Capital One. In other words, it varies who has the best rates.
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