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Old 03-28-2017, 07:53 AM   #9
Joe's_cool_1le

 
Drives: Black 2017 Camaro SS 1LE
Join Date: Dec 2016
Location: Virginia Beach
Posts: 1,319
$250 deductible
http://www.tdi.texas.gov/pubs/consumer/cb020.html

6. Uninsured/Underinsured Motorist (UM/UIM) Coverage
What it pays: Your expenses from an accident caused by an uninsured motorist, a motorist who did not have enough insurance, or a hit-and-run driver. Also pays for personal property that was damaged in your car.

There is a mandatory $250 deductible for property damage. This means you must pay the first $250 of the expenses yourself before the company will pay.

There are two types of UM/UIM coverage:

Bodily injury UM/UIM pays for medical bills, lost wages, pain and suffering, disfigurement, and permanent or partial disability. There is not a deductible with this type.
Property damage UM/UIM pays for auto repairs, a rental car, and damage to items in your car.
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