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Not to get all in your business but don't put yourself in a situation for a car where you can't move out of the house. Your independence is much more important than a fancy car.
If you can't do it on your own (get the loan, pay the insurance, not live in the parents basement) its too expensive for you.
If you don't have the credit, now is the time to work on that.
It sounds like you are on the right track at this point... just keep heading that way.
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