[SuperSound]

Originally Posted by HyperM3

This is not necessarily true. The only thing you lose is taxes and fees. Because gap is included on every lease, you get all the money back between what is valued and what is owed. But I do agree, if you dont need to put anything down its better to negotiate that way.

Regarding the MF and RV, what are they if you know? Not looking to go 48, I might as well finance at that point. If anything, Id probably be out of the car before the end of the 36 months anyway.

GAP is to prevent you from owing more to pay off the lease than the value. That is not the same. Money down is a CAP cost reduction. This is why GAP is pretty included in every lease whereas you have to ask for it when financing. If you go to lease a new car, you will have to come out of pocket for a new down payment. You will not be giving a check from your insurance for more than the payoff of a lease. In most cases, taking your down payment and keeping it in a high interest savings accounts is a better financial decision. In some cases you even make more money than you save in payments a month.

I use this Edmunds forum for an idea of base MF/RV. I believe you can still negotiate for better, just how much no one can say.

http://forums.edmunds.com/discussion...ease-questions