[GTIanZ28]

#5

Best bang for the buck and the most fiscally responsible choice is buying a 2-3 year old car after the huge initial depreciation dump. Don't fall for the certified pre-owned bs. Find the car you want from a private seller for the exact car you want. Run to your local credit union for the loan and a cashiers check (sign up for a checking acct now if you don't have one already). You'll need the vehicles vin.

Tip: have the amount you intend to use as a downpayment in cash. Have the check amount done for the difference in their asking price. Then come in negotiating low knowing you have the cash to cover.

You'll likely save thousands vs buying used from a dealership and save $10,000 vs buying new!

Leave the new car buying to old people and buy from the old people when they upgrade!