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Originally Posted by SUMMIT WHITE SS
Not necessarily. If you wreck you car (anywhere for that matter) and they see you were speeding even 1 mph over the limit, they could pull the claim. It's like having daddy watching over you with a black box. I personally have no desire for that. But, I see how some may want PDR...just not for me.
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That's incorrect info so I just want to clarify. If you are involved in an accident at s track day yes, they can deny your claim. But if you're just driving on the freeway you could be going 50mph over and as long as it's not because you are racing someone else, if you lose control and hit a wall, you are still covered. Insurance covers stupidity all the time. There is nothing in the policy that takes away collision coverage because you are speeding or doing donuts or most other stupid things.