Quote:
Originally Posted by INTIMIDAT3R
Also, if you buy things off the internet, load the price of the item on a VISA cash card like they have at Walmart. Cost $3 to put money on it.
Then charge your purchase to the cash card. That way if someone steals that card number, it will be empty AND they won't have access to your credit line or bank account.  |
Hmmm... seems like a lot of bother (and ew, go to Walmart?).
My bank backs me - if someone were to put on a bogus charge, my bank would credit me back.
Maybe establish a good relationship with your credit card issuing banks..?
Avoid debt cards.
Get credit cards that give x% cash back. I'm on a 5% back and I buy everything (and I mean EVERYTHING) on the card and then I pay in full every month. I rack up hundreds of free dollars this way. It pays to be smart with money.