Quote:
Originally Posted by armysig
I didn't want to mention that, as it sparks a fire that can't be put out, Now I fully agree that some of us DO need a kick in the butt to get it going.
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Well Ramsey has helped people on the money side alone. And he HAS helped people.
It's become the accepted norm to be in debt. The vast majority of Americans HAVE to be. Home, and cars. Many end up deep in medical as well.
But it's become accepted to be in frivolous debt as well. Overbuying a car or home, credit cards for goods and entertainment, etc..................
And banks have the money to loan to other people because of the interest rates they charge the first people.
