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Well in your case .. Alliant credit union might work best for you . They do not hold atm deposits. (atleast in my experiences) . They are based in Chicago so everything i always did was through online or atm. When depositing a check in an atm the funds were always available immediately .
Navy will only release the first 200 dollars of a check deposited in an atm. Usaa has a program called deposit at home (or something like that) you can scan your checks to them and then just mail the check in. But also Usaa is not a Credit Union.
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