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I just bought a house (in fact I will be closing on it tomorrow) everybody has offered really good advice so far. I put 20% down and with really good credit (high 700s) got 4.1% for 30 years. If you are just wanting number there are great calculators online that you can play with for hours. Figure .25-.5% higher rate that you hope to get that gives you some room to breath. Also when you get to the looking part know pretty much exactly what you want going in but just remember NO house will ever be exactly what you want unless you build it yourself (even then it may not be......just ask my parents). Also remember that there are things to take care of once you buy your house, you are now the landlord something breaks you get to fix it you get to do the up keep now it trust me it is not cheap. Always leave 15-20K in the bank (depending on the age and condition of the house) to do repairs and in case anything bad were to happen to you or your job. Besides that read what everybody else has said and you will be doing pretty good. Good luck
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