Im 20 (almost 21) and have lived on my own since I was 17, but I still listen to my parents (most of the time), and most of the time they are right. I can't remember how many times they told me "Don't buy that car" "Dont get that loan" or the most recent "Don't buy a motorcycle" (that one I'm not listening to haha) and 75% of the time I listen to them, and of the 25% of the time I don't, about 75% of the time I wish I would have. lol, IDK just my 2 cents. BUT!!! in your situation, I wouldn't listen to them. Just go, be smart, be safe and you will prove yourself
