Thread: car payoff
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Old 01-22-2024, 12:33 PM   #9
ZED SLED


 
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Drives: 2017 Mosaic Bk ZL1 M6
Join Date: Jul 2009
Location: South of Raleigh, NC
Posts: 9,615
As each state is different concerning release of lien and whether or not the financial institution holds your title (title holding state), your best advice would be from your financial institution. When I was in the peoples banana republic of NY, I could request a payoff amount from my online acct, pay it off online, then they would send a release of lien to me that I could attach to the title (NY not being a title holding state). No need to get a new title. However, here in NC, same payoff process applies but NC is a title holding state so financial institution has DMV submit a new lien free title which is automatically mailed to me.
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