Quote:
Originally Posted by dfwcowboy
I went through the process a few months ago when my 2018 2LT was totaled. I paid $32K for it and the insurance company gave me somewhere between $28-29 IIRC, so I wasn't too bummed especially since I was going to buy a new one anyway. Fortunately I had all the receipts for my aftermarket parts and I challenged their valuation. I hadn't put too much aftermarket stuff into it, but I also produced a few examples of what similar ones in my area were selling for. I think they had a bit of wiggle room so if you complain they just throw you some extra to shut you up. I was able to squeeze another grand out of them so it's probably worth being a squeaky wheel with whatever they come back with.
With Chevy not making them anymore I suspect they are also going to stop making replacement parts. I think theft is just going to become more of a problem.
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I had just put new wheels and tires on mine the week before it was stolen, also had some appearance body parts on mine. I know I won't get much if anything for the splitter, spoiler, rockers, etc. I talked to him about the wheels and tires and basically was kind of we can give you something for it but you won't get what you paid for it. I am with progressive, so even without the aftermarket insurance policy, they could pay up to $1,000 as listed on their website. I sent in all the receipts for the mods, maintenance, etc.
I am seeing the LT1s in my area listed from 36-41k with similar miles and in some cases even more miles and even with less options. I had just 24k on mine plus mine had Tech, RS, NPP, red calibers, center console lid, Bose.
I really hope I can get a good offer so I can use that money to put down on another Camaro. Really anxious about this process, driving me crazy. I should know early next week. But, I do plan to challenge it regardless and send them examples of what cars are going for in the Austin area. I owe 27k and hope to get at least 37k for it. Really just wish the car never got stolen, what a mess this thing is.