You can defeat Lexisnexis by requesting they lock/freeze your report. Then it cant be requested by anyone.
I did this for me and the wife a long time ago. They are like a wannabe credit report that nobody uses.
https://consumer.risk.lexisnexis.com/freeze
Quote:
Request a Security Freeze
Freeze Access to Your Credit File
Applying a security freeze prohibits LexisNexis Risk Solutions and SageStream from releasing your LexisNexis Consumer Disclosure Report, your SageStream Consumer Report, or your credit score without your express authorization. The security freeze is designed to prevent credit, loans, and services from being approved in your name without your consent. However, a security freeze does not apply to companies, or collection agencies acting on behalf of such companies, with which you have an existing account that requests information in your consumer report for the purposes of reviewing or collecting the account. Reviewing the account includes activities related to account maintenance, monitoring, credit line increases, and account upgrades and enhancements. LexisNexis Risk Solutions does not charge a fee to apply, lift or remove a security freeze from your file.
|