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Always get outside financing. Credit Unions usually have the best rates. Then see if the dealer can find better rates. A few months ago my wife bought a new 22 Blazer. CU rates were 3.25%. Dealer got 3.15% through GM Financial. Does not seem like a big difference and I am not a fan of GM Financial, but there was a non advertised $1000 rebate if you went through GM Financial.
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